12007 Rock Spring Dr, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12007 Rock Spring Dr, Coldstream, KY 40245 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,066 sqft Finished Area
Lot Size9,078 sqft (0.208 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2024)
Tax Bill$2,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN21169702020000
Alternative APNs
  • 169702020000
  • 00004140

Interior

Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,066 sqft Finished Area
Primary FlooringCovered Flooring

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick Veneer Exterior
Construction TypeWood Construction
Foundation TypeRaised Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,078 sqft (0.208 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number00004140
Street Address12007 ROCK SPRING DR
CityCOLDSTREAM
StateKY
Zip40245-1894
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 202 COLDSTREAM SUBDIVISION, SEC 2A, PB. 32, PG. 44, 0.2084 AC +/-
Legal SubdivisionCOLDSTREAM SUBDIVISION
Legal Lot Number202
JurisdictionJEFFERSON KY
Minor Civil DivisionNORTHEAST JEFFERSON
Census Blockgroup2
Census Block2000
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21169702020000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12007 ROCK SPRING DR, LOUISVILLE, KY 40245-1894
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jan 18, 2024Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ENVOY MORTGAGE LTD
Jul 19, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
RIVER CTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Prior SaleMay 30, 2014 · Amount on Record
Deed Doc Number0012767762
Deed Book / Page12767 / 762
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12007 ROCK SPRING DR, COLDSTREAM, KY 40245-1894
Transaction TypeMortgage
Record UpdatedNov 06, 2025
Title CompanyHOME CLOSINGS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12007 ROCK SPRING VT, VT, LOUISVILLE, KY 40245

Mortgage

Document Number0000133349
DateOct 23, 2025
Book PageM 19514/980
Instrument2025133349
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressLOUISVILLE, KY 40223
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateJan 18, 2024
Property Address12007 ROCK SPRING DR, COLDSTREAM, KY 40245-1894
Document Number0000006607
Book / PageD 12767 / 762
Map ReferenceMB 32 PG 44
Instrument DateJan 11, 2024
Instrument2024006607
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyLIMESTONE TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1211 NAVAJO CT, INDIAN HILLS, KY 40207-1695

Transferred To (Grantee/Buyer)

NameVerified Name
Address12007 ROCK SPRING DR, LOUISVILLE, KY 40245-1894

Mortgage

Document Number0000006608
DateJan 18, 2024
Instrument2024006608
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Mortgage

Document Number0000006609
DateJan 18, 2024
Book PageM 18752/856
Instrument2024006609
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term121 Months
DueFeb 01, 2034

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12007 ROCK SPRING DR, COLDSTREAM, KY 40245-1894
Document Number0156480930
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8330 82ND ST #102 PLEASANT PRAIRIE WI 531582542, 102, PLEASANT PRAIRIE, WI 53158-2542

Mortgage

Document Number0156480930
DateAug 20, 2018
Book Page015648/000930
Instrument196867
Lender
NameRIVER CTY BK
TypeBank
AddressLOUISVILLE, KY 40201
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term120 Months
DueAug 19, 2028

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,622.00 (+27.41%)$235,000 (+32.17%) Land $45,000 Building $190,000
2024$235,000 (+32.17%) Land $45,000 Building $190,000
2023$2,058.00 (-0.39%)$177,800 (-) Land $45,000 Building $132,800$177,800 (-) Land $45,000 Building $132,800
2022$2,066.00$177,800 Land $45,000 Building $132,800$177,800 Land $45,000 Building $132,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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