12018 Winans Rd, Dowling, MI 49050 Property Records

Barry County property record for 12018 Winans Rd, Dowling, MI 49050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 1994
Lot Size	29.8 acres (1,298,088 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-09-015-004-00`

Property Details

APN / Parcel Number

Primary APN	`08-09-015-004-00`
Alternative APN	`09-015-004-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,680 sqft Finished Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Wood Siding
Lot Area	1,298,088 sqft (29.8 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12018 WINANS RD
City	DOWLING
State	MI
Zip	49050-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSTOWN TWP. SEC.15 T1N R8W THAT PART OF N 2260.5 FT NW1/4 LYING W'LY OF LAKE EXC PLAT OF SHADY SHORES ALSO EXC PLAT OF FERNWOOD ALSO EXC COM AT SW COR LOT 11 FERNWOOD S9DEG E 100 FT N89DEG 47'W 153.43 FT N9DEG W 100 FT S89DEG 47'W 153.43 FT TO BEG
Legal Range	08W
Legal Township	01N
Legal Section	15
Legal Subdivision	SHADY SHORES
Legal Lot Number	11
Jurisdiction	BARRY MI
Township / Civil Division	JOHNSTOWN
Census Block Group	3
Census Block	3021
Census Tract	10700

Owner

Source: Barry County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12018 WINANS RD, DOWLING, MI 49050-8814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Jan 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 26, 2017
Transfer Doc	355
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	12018 WINANS RD, DOWLING, MI 49050-8814
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009103
Date	Sep 7, 2017
Instrument	2017-009103

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRY MI
Recording Date	Jan 9, 2018
Property Address	12018 WINANS RD, DOWLING, MI 49050-8814
Document Number	0109000355
Instrument Date	Sep 25, 2017
Instrument	180109000355
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12018 WINANS RD DOWLING MI 490508814, DOWLING, MI 49050-8814

Tax Assessment & Valuation

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Barry County
County Subdivision	Johnstown Township
Unified School District	Delton-Kellogg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,100 (+15.87%)	$562,200 (+15.87%)
2025	$3,027.00 (+7.57%) Homeowner's exemption	$242,600	$485,200
2024	$2,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
MEI DSL	25 / 3

May also be available: T-Mobile.

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