Spotsylvania County property record for 12016 Paddock Pl, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,560 sqft · built 1996 |
| Lot Size | 0.308 acres (13,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Apr 2019) |
| Tax Bill | $4,199 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21C-9-89 |
| Primary APN | 21C-9-89 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Finished Area |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 727 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 13,431 sqft (0.308 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 451 sqft |
| Deck Area | 408 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12016 PADDOCK PL |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-8572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | ROYAL OAKS LOT 89 SEC 1B |
| Legal Subdivision | ROYAL OAKS |
| Legal Lot Number | 89 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | CHANCELLOR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20104 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
12016 Paddock Pl is owned and occupied by two individuals who bought it in April 2019.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12016 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Apr 17, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Prior Sale | Sep 5, 2017 · Amount on File |
| Deed Document Number | 20195543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 12016 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250013695 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 250013695 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 12016 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0210028635 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 210028635 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Apr 17, 2019 |
| Property Address | 12016 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 201900005543 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 5543 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12016 PADDOCK PL FREDERICKSBURG VA 224078572, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 201900005544 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 5544 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Sep 5, 2017 |
| Property Address | 12016 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 201700016032 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 16032 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12016 PADDOCK PL FREDERICKSBURG VA 224078572, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 201700016033 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 16033 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12016 Paddock Pl was $4,199.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,199.00 | $569,600 Land $160,000 Building $409,600 | |
| 2025 | $569,600 Land $160,000 Building $409,600 | ||
| 2023 | $3,574.00 | $463,200 Land $115,000 Building $348,200 | $463,200 Land $115,000 Building $348,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12016 Paddock Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12016 Paddock Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures