Spotsylvania County property record for 12009 Paddock Pl, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,642 sqft · built 1996 |
| Lot Size | 0.494 acres (21,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $422,500 (Jul 2007) |
| Tax Bill | $3,939 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021C 9-101 |
| Primary APN | 021C 9-101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,642 sqft Finished Area |
| Basement Area | 1,205 sqft |
| Unfinished Basement | 482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 21,516 sqft (0.494 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 451 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12009 PADDOCK PL |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-8572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | ROYAL OAKS LOT 101 SEC 1B |
| Legal Subdivision | ROYAL OAKS |
| Legal Lot Number | 101 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | CHANCELLOR |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20104 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
12009 Paddock Pl is owned and occupied by an individual who bought it in July 2007.
Source: Spotsylvania County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12009 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jul 23, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2007 · Amount on File |
| Deed Sale | Jul 17, 2007 · Amount on File |
| Prior Sale | Jun 21, 2001 · Amount on File |
| Deed Book / Page | 700 / 21185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 12009 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 202000019181 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12009 PADDOCK PL FREDERICKSBURG VA 224078572, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 202000019181 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 19181 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 12009 PADDOCK PL, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 201900012130 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12009 PADDOCK PL FREDERICKSBURG VA 224078572, FREDERICKSBURG, VA 22407-8572 |
| Document Number | 201900012130 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 12130 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12009 Paddock Pl was $3,939.
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,939.00 | $534,300 Land $160,000 Building $374,300 | |
| 2025 | $534,300 Land $160,000 Building $374,300 | ||
| 2023 | $3,420.00 | $443,300 Land $115,000 Building $328,300 | $443,300 Land $115,000 Building $328,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12009 Paddock Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12009 Paddock Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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