12014 Iris Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 12014 Iris Ave, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,128 sqft · built 1942
Lot Size0.116 acres (5,040 sqft)
Owner2 Individual Names on File
Last Sale$32,000 (Jul 2019)
Tax Bill$1,078 (2025)
Deeds & MortgagesJul 2019 Sale & Line of Credit
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-014364

Property Details

APN / Parcel Number

Primary APN06-014364
Alternative APNs
  • 6014364
  • 014364

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,128 sqft Total Area
Basement Area250 sqft
Finished Basement250 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions120 ft deep x 42 ft wide
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number014364
Street Address12014 IRIS AVE
CityCUMBERLAND
StateMD
Zip21502-5428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12014 IRIS AVE LT 7 PT 8 BLK 43 42X120 POTOMAC PARK
Legal SubdivisionPOTOMAC PARK ADDITION
Legal Block43
Legal Lot Number7
JurisdictionALLEGANY MD
Township / Civil Division6, CUMBERLAND
Census Block Group1
Census Block1034
Census Tract1300

Owner

12014 Iris Ave is owned by two individuals who bought it in July 2019.

Source: Allegany County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address1 MACY DR, CUMBERLAND, MD 21502-7520
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2019Grant Deed, Transfer · Line of Credit
STANDARD BK PASB
Jul 25, 2019Deed of Trust, Mortgage · Line of Credit
STANDARD BK PASB
Jul 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
STANDARD BK PASB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2019 · Amount on File
Deed SaleJul 29, 2019 · Amount on File
Deed Book / Page2484 / 468
Prior Transfer DateAug 12, 2013
Prior Transfer Doc0020360075
Record UpdatedOct 29, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateJul 29, 2019
Property Address12014 IRIS AVE, CUMBERLAND, MD 21502-5428
Document Number0024840468
Book / Page002484 / 000468
Instrument DateJul 25, 2019
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$224.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12014 IRIS AVE CUMBERLAND MD 215025428, CUMBERLAND, MD 21502-5428

Mortgage

Document Number24840474
DateJul 29, 2019
Book Page002484/000474
Lender
NameSTANDARD BK PASB
AddressMONROEVILLE, PA 15146
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address12014 IRIS AVE, CUMBERLAND, MD 21502-5428
Document Number0025550052
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1 MACY DR LAVALE MD 215027520, LAVALE, MD 21502-7520

Mortgage

Document Number0025550052
DateJul 29, 2019
Book Page002555/000052
Lender
NameSTANDARD BK PASB
AddressMONROEVILLE, PA 15146
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address12014 IRIS AVE, CUMBERLAND, MD 21502-5428
Document Number0025550051
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MACY DR LAVALE MD 215027520, LAVALE, MD 21502-7520

Mortgage

Document Number0025550051
DateJul 20, 2019
Book Page002555/000051
Lender
NameSTANDARD BK PASB
AddressMONROEVILLE, PA 15146
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12014 Iris Ave was $1,078.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,300 (+9.76%) Land $8,000 Building $82,300$90,300 (-) Land $8,000 Building $82,300
2025$1,078.00$82,267$90,300 Land $8,000 Building $82,300
2023$719.00$66,200 Land $8,000 Building $58,200$66,200 Land $8,000 Building $58,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12014 Iris Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimSep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12014 Iris Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN REGION ALLEGANY DISTRIB. SYSTEM
serves 5,703 people · EPA ID MD0010005
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

Nearby Properties on Iris Ave

Nearby Streets

Search Property Records by Address or Parcel Number