Allegany County property record for 12012 Iris Ave, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 807 sqft · built 1930 |
| Lot Size | 0.215 acres (9,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Jun 2017) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-021867 |
| Primary APN | 06-021867 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 807 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,360 sqft (0.215 acres) |
| Lot Dimensions | 120 ft deep x 78 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021867 |
|---|---|
| Street Address | 12012 IRIS AVE |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRIS AVE LOT 9 PT 8 78X120 BLK 43 POT PK |
| Legal Subdivision | POTOMAC PARK ADD |
| Legal Block | 43 |
| Legal Lot Number | 9 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 6, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 1300 |
12012 Iris Ave is owned and occupied by two individuals who bought it in June 2017.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12012 IRIS AVE, CUMBERLAND, MD 21502-5428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Jun 20, 2017 | Grant Deed, Transfer · VA Mortgage ALCOVA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Prior Sale | Jun 9, 2006 · Amount on File |
| Deed Document Number | 20172306-239 |
| Deed Book / Page | 2306 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 12012 IRIS AVE, CUMBERLAND, MD 21502-5428 |
| Document Number | 0025930442 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12012 IRIS AVE CUMBERLAND MD 215025428, CUMBERLAND, MD 21502-5428 |
| Document Number | 0025930442 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 002593/000442 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 20, 2017 |
| Property Address | 12012 IRIS AVE, CUMBERLAND, MD 21502-5428 |
| Document Number | 0023060239 |
| Book / Page | 002306 / 000239 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $546.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12838 DARROWS AVE CUMBERLAND MD 215025506, CUMBERLAND, MD 21502-5506 |
| Document Number | 23060245 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 002306/000245 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
The 2025 property tax bill for 12012 Iris Ave was $972 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,600 Land $9,800 Building $81,800 | $91,600 Land $9,800 Building $81,800 | |
| 2025 | $972.00 Homeowner's exemption | ||
| 2023 | $741.00 Homeowner's exemption | $73,900 Land $9,800 Building $64,100 | $73,900 Land $9,800 Building $64,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12012 Iris Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12012 Iris Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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