Hernando County property record for 12010 Villa Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,766 sqft · built 1986 |
| Lot Size | 0.304 acres (13,222 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2025) |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1044-0160 |
| Primary APN | R32-323-17-5160-1044-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,766 sqft Living Area |
| Gross Area | 2,570 sqft |
| 1st Floor Area | 1,766 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,222 sqft (0.304 acres) |
| Lot Dimensions | 134 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,140 sqft |
| Deck Area | 140 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00578529 |
|---|---|
| Street Address | 12010 VILLA RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1044 LOT 16 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1044 |
| Legal Lot Number | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 41006 |
12010 Villa Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Hernando County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12010 VILLA RD, SPRING HILL, FL 34609-1967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | May 4, 2021 · Amount on File |
| Deed Document Number | 202564886 |
| Deed Book / Page | 4610 / 1915 |
| Prior Transfer Date | Apr 28, 2021 |
| Prior Transfer Doc | 0039911750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 17, 2025 |
| Property Address | 12010 VILLA RD, SPRING HILL, FL 34609-1967 |
| Document Number | 0046101915 |
| Book / Page | 4610 / 1915 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2025064886 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 JUNIPER ST, ISLIP, NY 11751-1212 |
| Name | Verified Name |
|---|---|
| Address | 12010 VILLA RD, SPRING HILL, FL 34609-1967 |
| Document Number | 0046101917 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 4610/1917 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 4, 2021 |
| Property Address | 12010 VILLA RD, SPRING HILL, FL 34609-1967 |
| Document Number | 0039911750 |
| Book / Page | 3991 / 1750 |
| Map Reference | MB 9 PG 18-30 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021032224 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12010 VILLA RD, SPRING HILL, FL 34609-1967 |
| Document Number | 0039911752 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 3991/1752 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 12010 Villa Rd was $4,736, down 0.9% from the year before.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,736.00 (-0.94%) | $283,308 (+2.62%) Land $48,393 Building $234,915 | $283,308 (+2.62%) Land $48,393 Building $234,915 |
| 2024 | $4,781.00 | $276,077 (+0.13%) Land $37,683 Building $238,394 | $276,077 Land $37,683 Building $238,394 |
| 2023 | $275,706 (+7.18%) Land $57,917 Building $217,789 | ||
| 2022 | $4,187.00 | $257,240 Land $28,956 Building $228,284 | $275,706 Land $40,195 Building $235,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12010 Villa Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12010 Villa Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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