1201 White Oak Ct, Troy, MO 63379 Property Records

Lincoln County property record for 1201 White Oak Ct, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,594 sqft · built 1996
Lot Size0.498 acres (21,693 sqft)
OwnerIndividual Name on Record
Last Sale$264,900 (Nov 2021)
Tax Bill$2,353 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-70-35-002-007-037.000

Property Details

APN / Parcel Number

Primary APN15-70-35-002-007-037.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,594 sqft Living Area
Basement Area1,594 sqft
Unfinished Basement1,594 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,693 sqft (0.498 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1201 WHITE OAK CT
CityTROY
StateMO
Zip63379-2282
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 OAK FOREST
Legal Range01W
Legal Township49N
Legal Section35
Legal SubdivisionOAK FOREST
Legal Lot Number37
JurisdictionLINCOLN MO
Township / Civil DivisionBEDFORD
Census Block Group2
Census Block2006
Census Tract810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1201 WHITE OAK CT, TROY, MO 63379-2282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Deed Document Number202114673
Deed Book / Page2472 / 91
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateNov 9, 2021
Property Address1201 WHITE OAK CT, TROY, MO 63379-2282
Document Number0002472/91
Book / Page2472 / 91
Map ReferenceMB 12 PG 89
Instrument DateNov 5, 2021
Instrument2021014673
Transaction TypeTransfer
Record UpdatedJan 20, 2022
Title CompanyPLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8610 S LACLEDE STATION RD, 8610, SAINT LOUIS, MO 63123-2108

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201 WHITE OAK CT, TROY, MO 63379-2282

Mortgage

Document Number2021014674
DateNov 9, 2021
Instrument2021014674
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityTroy City
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,453 (-) Land $5,172 Building $32,281
2025$2,353.00 (+9.09%)$37,453 (+10.45%) Land $5,172 Building $32,281$197,120 (+10.45%) Land $27,220 Building $169,900
2023$2,157.00 (+4.71%)$33,909 Land $3,910 Building $29,999$178,470 Land $20,580 Building $157,890
2022$2,060.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY PWS
serves 15,000 people · EPA ID MO6010798
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Systec Wireless Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Wisper ISP.

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