1218 White Oak Ct, Troy, MO 63379 Property Records

Lincoln County property record for 1218 White Oak Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1998
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Dec 2020)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-007-027.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-007-027.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Basement Area	1,438 sqft
Unfinished Basement	1,438 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,411 sqft (0.239 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1218 WHITE OAK CT
City	TROY
State	MO
Zip	63379-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 OAK FOREST
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	OAK FOREST
Legal Lot Number	27
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2006
Census Tract	810305

Owner

1218 White Oak Ct is owned and occupied by an individual who bought it in December 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 WHITE OAK CT, TROY, MO 63379-2282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Nov 25, 2015 · Amount on File
Deed Document Number	202014206
Deed Book / Page	2456 / 123
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	2456/123
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Dec 2, 2020
Property Address	1218 WHITE OAK CT, TROY, MO 63379-2282
Document Number	2456/123
Book / Page	2456 / 123
Map Reference	MB 12 PG 69
Instrument Date	Nov 20, 2020
Instrument	2020014206
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WHITE OAK CT, TROY, MO 63379-2282

Mortgage

Document Number	2020014208
Date	Dec 2, 2020
Instrument	2020014208

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1218 White Oak Ct was $2,111.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,600 (-) Land $4,524 Building $29,076
2025	$2,111.00	$33,600 Land $4,524 Building $29,076	$176,840 Land $23,810 Building $153,030
2023	$1,972.00 (+4.73%)	$31,010 Land $3,794 Building $27,216	$163,210 Land $19,970 Building $143,240
2022	$1,883.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1218 White Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 White Oak Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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