1125 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1125 Upton Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 979 sqft · built 1941
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Jun 2016)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-21-426-032`

Property Details

APN / Parcel Number

Primary APN	`8913-21-426-032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	979 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	25 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1125 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALADDIN ADDITION LOT 7 AND LOT 8 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	21
Legal Subdivision	ALADDIN ADDITION
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	1503

Owner

Source: Black Hawk County records · APN 8913-21-426-032

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1125 UPTON AVE, WATERLOO, IA 50701-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	201622376
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1125 UPTON AVE, WATERLOO, IA 50701-1945
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 UPTON AVE, WATERLOO, IA 50701-1945

Mortgage

Document Number	202200007570
Date	Oct 07, 2021
Instrument	202200007570

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2031

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (+0.99%) Homeowner's exemption	$127,750 (+2.85%) Land $21,120 Building $106,630	$127,750 (+2.85%) Land $21,120 Building $106,630
2024	$2,625.00 (+45.35%)
2023		$124,210 (+36.33%) Land $21,120 Building $103,090	$124,210 (+36.33%) Land $21,120 Building $103,090
2022	$1,806.00 Homeowner's exemption	$91,110 Land $21,120 Building $69,990
2021			$91,110 Land $21,120 Building $69,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AMG Technology Investment Group Fixed Wireless	100 / 20

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.