1201 Surrey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 1201 Surrey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,598 sqft · built 1984
Lot Size	0.637 acres (27,743 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,005 (2024)
Deeds & Mortgages	Jun 2026 Sale Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-326-045`

Property Details

APN / Parcel Number

Primary APN	`19-33-326-045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,598 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,732 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Lot Area	27,743 sqft (0.637 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1201 SURREY CT
City	ALGONQUIN
State	IL
Zip	60102-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2009R0002071 LT 95 GASLIGHT TERRACE NORTH UNIT 3 MEMO: SZPEKOWSKI, DANIEL F/ PATRICIA M
Legal Subdivision	GASLIGHT TERRACE NORTH UNIT 3
Legal Block	326
Legal Lot Number	95
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1014
Census Tract	871310

Owner

1201 Surrey Ct is owner-occupied and held in a trust since January 2009.

Source: McHenry County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1201 SURREY CT, ALGONQUIN, IL 60102-2009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 15, 2009
Transfer Doc	0000002071
Record Updated	Sep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2026
Property Address	1201 SURREY CT, ALGONQUIN, IL 60102-2009
Document Number	0000018226
Instrument Date	Jun 25, 2026
Instrument	202618226
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1201 SURREY CT, ALGONQUIN, IL 60102-2009

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1201 SURREY CT, ALGONQUIN, IL 60102-2009
Document Number	0000006373
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1201 SURREY CT ALGONQUIN IL 601022009, ALGONQUIN, IL 60102-2009

Mortgage

Document Number	0000006373
Date	Mar 1, 2018
Instrument	6373

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.58%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1201 SURREY CT, ALGONQUIN, IL 60102-2009
Document Number	0000006372
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1201 SURREY CT ALGONQUIN IL 601022009, ALGONQUIN, IL 60102-2009

Mortgage

Document Number	0000006372
Date	Mar 1, 2018
Instrument	6372

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,005.00	$134,522 Land $14,377 Building $120,145	$403,566 Land $43,131 Building $360,435
2022	Homeowner's exemption	$105,761 Land $36,317 Building $69,444	$317,283 Land $108,951 Building $208,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1201 Surrey Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 Surrey Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Surrey Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures