1201 S 12th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1201 S 12th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,593 sqft · built 1970
Lot Size	0.369 acres (16,074 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Sep 2024)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-510-0012-001`

Property Details

APN / Parcel Number

Primary APN	`74-07-510-0012-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,593 sqft Living Area
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Lot Area	16,074 sqft (0.369 acres)
Lot Dimensions	268 ft deep x 60 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1201 S 12TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 17 RALPH MAYHEW PLAT ACCORDING TO THE PLAT RECORDED IN LIBER 56 OF PLATS PG 26 ST CLAIR COUNTY REGISTER OF DEEDS AND PART
Legal Subdivision	ASSESSORS
Legal Lot Number	51
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3014
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 S 12TH ST, SAINT CLAIR, MI 48079-4941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	202415378
Deed Book / Page	5742 / 469
Prior Transfer Date	Mar 27, 2014
Prior Transfer Doc	004493/439
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 9, 2021
Property Address	1201 S 12TH ST, SAINT CLAIR, MI 48079-4941
Document Number	5405175
Book / Page	5405 / 175
Map Reference	LB 56 PG 26
Instrument Date	Apr 16, 2021
Instrument	2021022772
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 S 7TH ST, 714, SAINT CLAIR, MI 48079-5036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 S 12TH ST, SAINT CLAIR, MI 48079-4941

Mortgage

Document Number	2021022773
Date	Aug 9, 2021
Instrument	2021022773

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (+1.84%)	$254,200 (+1.84%)
2025	$4,913.00 (+25.72%) Homeowner's exemption	$124,800 (+9.19%)
2024	$3,908.00 (+7.57%)		$249,600 (+9.19%)
2023		$114,300
2022	$3,633.00		$228,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Duke Broadband.

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