St. Clair County property record for 1200 S 12th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,043 sqft · built 1940 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,690 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-510-0005-000 |
| Primary APN | 74-07-510-0005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,043 sqft Living Area |
| 1st Floor Area | 1,295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1200 S 12TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 6 & LOT 7 EXC N 10' RALPH MAYHEW PLAT |
| Legal Subdivision | RALPH MAYHEW |
| Legal Lot Number | 6-7 |
| Legal Unit | 6,7 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 642000 |
1200 S 12th St is owned and occupied by two individuals who acquired it in August 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1200 S 12TH ST, SAINT CLAIR, MI 48079-4940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 16, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | 0005842700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1200 S 12TH ST, SAINT CLAIR, MI 48079-4940 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | NOT AVAILABLE, ATI |
| Name | Verified Name |
|---|---|
| Address | 1200 S 12TH ST, SAINT CLAIR, MI 48079-4940 |
| Document Number | 53681 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 5368/1 |
| Instrument | 2021015171 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1200 S 12TH ST, SAINT CLAIR, MI 48079-4940 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1200 S 12TH ST, SAINT CLAIR, MI 48079-4940 |
| Document Number | 5333939 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 5333/939 |
| Instrument | 2021007337 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1200 S 12TH ST, SAINT CLAIR, MI 48079-4940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048300450 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 4830/450 |
| Instrument | 2017012933 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1200 S 12th St was $2,690 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,700 (+1.09%) | $241,400 | |
| 2025 | $2,690.00 (+2.79%) Homeowner's exemption | $119,400 | |
| 2024 | $2,617.00 | $238,800 | |
| 2023 | $110,500 | ||
| 2022 | $2,432.00 | $221,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1200 S 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1200 S 12th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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