1201 Irwin St, Belmont, CA 94002 Property Records

San Mateo County property record for 1201 Irwin St, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1947
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Company Names on Record
Last Sale	$1,700,000 (Aug 2023)
Tax Bill	$21,408 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`040-342-200`

Property Details

APN / Parcel Number

Primary APN	`040-342-200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	92 ft deep x 54 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1201 IRWIN ST
City	BELMONT
State	CA
Zip	94002-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 20 BLOCK 5 HOMEVIEW MAP NO 1 RSM 25/56 57 CITY OF BELMONT
Legal Subdivision	HOMEVIEW MAP NO 1
Legal Block	5
Legal Lot Number	20
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2019
Census Tract	608600

Owner

Source: San Mateo County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1201 IRWIN ST, BELMONT, CA 94002-2838
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Aug 24, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
May 4, 2021	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage HOMETAP INVESTMENT PARTNERS II
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Document Number	202340864
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000070438
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1201 IRWIN ST, BELMONT, CA 94002-2838
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 IRWIN ST, BELMONT, CA 94002-2838

Mortgage

Document Number	0000002724
Date	Jan 20, 2026
Instrument	2026-002724

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	SAN JOSE, CA 95134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 24, 2023
Property Address	1201 IRWIN ST, BELMONT, CA 94002-2838
Document Number	0000040864
Map Reference	MB 25 PG 56&57
Instrument Date	Aug 14, 2023
Instrument	2023-040864
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,870.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1201 IRWIN ST, BELMONT, CA 94002-2838

Mortgage

Document Number	0000040865
Date	Aug 24, 2023
Instrument	2023-040865

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Margin	3
Max Rate	11.8%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 4, 2021
Property Address	1201 IRWIN ST, BELMONT, CA 94002-2838
Document Number	0000070438
Map Reference	MB 25 PG 56&57
Instrument Date	Mar 23, 2021
Instrument	2021-070438
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	SPRUCE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 IRWIN ST, BELMONT, CA 94002-2838

Mortgage

Document Number	0000070439
Date	May 4, 2021
Instrument	2021-070439

Lender

Name	HOMETAP INVESTMENT PARTNERS II
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000070440
Date	May 4, 2021
Instrument	2021-070440

Lender

Name	HOMETAP INVESTMENT PARTNERS II LP
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1201 IRWIN ST, BELMONT, CA 94002-2838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085392
Date	Sep 28, 2017
Instrument	2017-085392

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,768,680 (+2%) Land $1,300,500 Building $468,180
2025	$21,408.00 (+5.77%)	$1,734,000 (+48.04%) Land $1,275,000 Building $459,000
2024	$20,240.00 (+36.6%)
2023	$14,817.00 (+5.94%) Homeowner's exemption	$1,171,292 Land $1,115,518 Building $55,774	$1,484,010
2022	$13,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Sonic Telecom, Verizon.

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