1200 Irwin St, Belmont, CA 94002 Property Records

San Mateo County property record for 1200 Irwin St, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,706 sqft · built 1947
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Trust Names on File
Last Sale	$707,000 (Dec 2007)
Tax Bill	$14,725 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`040-341-130`

Property Details

APN / Parcel Number

Primary APN	`040-341-130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	280 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	92 ft deep x 54 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1200 IRWIN ST
City	BELMONT
State	CA
Zip	94002-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 13 BLOCK 4 HOMEVIEW MAP NO 1 RSM 25/56 57 CITY OF BELMONT
Legal Subdivision	HOMEVIEW MAP NO 1
Legal Block	4
Legal Lot Number	13
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2021
Census Tract	608600

Owner

1200 Irwin St is owner-occupied and held in a trust since June 2018.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1200 IRWIN ST, BELMONT, CA 94002-2839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jul 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2007 · Amount on File
Deed Sale	Dec 21, 2007 · Amount on File
Prior Sale	Jun 9, 2000 · Amount on File
Deed Document Number	2007179331
Last Transfer Date	Jun 19, 2018
Transfer Doc	0000053618
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1200 IRWIN ST, BELMONT, CA 94002-2839
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 IRWIN ST, BELMONT, CA 94002-2839

Mortgage

Document Number	0000111641
Date	Jul 28, 2021
Instrument	2021-111641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1200 IRWIN ST, BELMONT, CA 94002-2839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027641
Date	Mar 25, 2020
Instrument	2020-027641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1200 IRWIN ST, BELMONT, CA 94002-2839
Document Number	0000050371
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1200 IRWIN ST BELMONT CA 940022839, BELMONT, CA 94002-2839

Mortgage

Document Number	0000050371
Date	Jun 2, 2020
Instrument	50371

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 10, 2018
Property Address	1200 IRWIN ST, BELMONT, CA 94002-2839
Document Number	0000053618
Instrument Date	Jun 19, 2018
Instrument	53618
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1200 IRWIN ST BELMONT CA 940022839, BELMONT, CA 94002-2839

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1200 IRWIN ST, BELMONT, CA 94002-2839
Document Number	0000006278
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1200 IRWIN ST BELMONT CA 940022839, BELMONT, CA 94002-2839

Mortgage

Document Number	0000006278
Date	Jan 31, 2018
Instrument	6278

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, ID 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1200 Irwin St was $14,725 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,145,943 (+2%) Land $473,605 Building $672,338
2025	$14,725.00 Homeowner's exemption	$1,123,475 Land $464,319 Building $659,156
2023	$13,809.00 (+3.01%) Homeowner's exemption	$1,079,852 Land $446,290 Building $633,562	$1,913,400
2022	$13,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 Irwin St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1200 Irwin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Sonic Telecom, Verizon.

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