1201 Harper Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 1201 Harper Rd, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1986
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Feb 2023)
Tax Bill	$1,704 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10127 00106`

Property Details

APN / Parcel Number

Primary APN	`10127 00106`
Alternative APNs	`1586778` `150773`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,087 sqft (0.53 acres)
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1201 HARPER RD
City	GASTONIA
State	NC
Zip	28056-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COUNTRY ACRES L 67 10 127 001 06 000
Legal Subdivision	COUNTRY ACRES SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2010
Census Tract	33312

Owner

1201 Harper Rd is owned and occupied by an individual who bought it in February 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1201 HARPER RD, GASTONIA, NC 28056-8018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit FCU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Book / Page	5394 / 1010
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 24, 2023
Property Address	1201 HARPER RD, GASTONIA, NC 28056-8018
Document Number	0053941010
Book / Page	5394 / 1010
Map Reference	MB 38 PG 83
Instrument Date	Feb 24, 2023
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 OAK DR, BELMONT, NC 28012-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 HARPER RD, GASTONIA, NC 28056-8018

Mortgage

Document Number	0053941013
Date	Feb 24, 2023
Instrument	5394/1013

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1201 HARPER RD, GASTONIA, NC 28056-8018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049061664
Date	Apr 20, 2017
Book Page	4906/1664

Lender

Name	FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1201 HARPER RD, GASTONIA, NC 28056-8018
Document Number	0051452145
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 HARPER RD GASTONIA NC 280568018, GASTONIA, NC 28056-8018

Mortgage

Document Number	0051452145
Date	Aug 10, 2020
Book Page	005145/002145

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 12, 2017
Property Address	1201 HARPER RD, GASTONIA, NC 28056-8018
Document Number	0049110593
Book / Page	4911 / 0593
Map Reference	MB 38 PG 83
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 AUTUMN FALLS DR, 168, LAKE WYLIE, SC 29710-9108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 HARPER RD, GASTONIA, NC 28056-8018

Mortgage

Document Number	, 4911/0596
Date	May 12, 2017
Instrument	4911/0596

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1201 Harper Rd was $1,704.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,704.00	$238,700 Land $21,000 Building $217,700
2023	$1,512.00	$217,610 Land $21,000 Building $196,610
2021			$129,360 Land $18,000 Building $111,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1201 Harper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 Harper Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY ACRES/SOUTHGATE private · serves 665 people · EPA ID NC0136182
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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