Gaston County property record for 1108 Harper Rd, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1965 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2021) |
| Tax Bill | $1,947 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10127 00600 |
| Primary APN | 10127 00600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Porch | Porch |
| Porch Area | 346 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1108 HARPER RD |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-8037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10 127 006 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 33312 |
1108 Harper Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 HARPER RD, GASTONIA, NC 28056-8037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK |
| Jan 15, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on File |
| Deed Sale | Jun 7, 2021 · Amount on File |
| Prior Sale | Jan 15, 2020 · Amount on File |
| Deed Book / Page | 5235 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1108 HARPER RD, GASTONIA, NC 28056-8037 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054281696 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 5428/1696 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 7, 2021 |
| Property Address | 1108 HARPER RD, GASTONIA, NC 28056-8037 |
| Document Number | 0052350306 |
| Book / Page | 5235 / 306 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 HARPER RD, GASTONIA, NC 28056-8037 |
| Document Number | 5235309 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 5235/309 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 15, 2020 |
| Property Address | 1108 HARPER RD, GASTONIA, NC 28056-8037 |
| Document Number | 0050941950 |
| Book / Page | 005094 / 001950 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $164.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10616 GREENHEAD VIEW RD CHARLOTTE NC 282621662, CHARLOTTE, NC 28262-1662 |
The 2026 property tax bill for 1108 Harper Rd was $1,947.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,947.00 | $272,700 Land $28,690 Building $244,010 | |
| 2023 | $1,895.00 | $272,700 Land $28,690 Building $244,010 | |
| 2021 | $144,770 Land $21,520 Building $123,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 Harper Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Harper Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNTRY ACRES/SOUTHGATE private · serves 665 people · EPA ID NC0136182 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.71 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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