1201 Garner St, Richmond, MO 64085 Property Records

Ray County property record for 1201 Garner St, Richmond, MO 64085

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,150 sqft · built 1988
Lot Size0.809 acres (35,240 sqft)
OwnerIndividual Name on Record
Tax Bill$4,948 (2025)
Flood ZoneZone X (minimal risk)
APN11-07-25-01-000-001.003

Property Details

APN / Parcel Number

Primary APN11-07-25-01-000-001.003

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area4,150 sqft Living Area
Basement Area1,853 sqft
Finished Basement1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleModular
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area35,240 sqft (0.809 acres)
Lot Dimensions192 ft deep x 203 ft wide
Garage TypeMixed
Garage Area792 sqft
DrivewayDriveway
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area132 sqft
Deck Area112 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1201 GARNER ST
CityRICHMOND
StateMO
Zip64085-1192
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL LOTS 2 AND 3 RAYCO MINOR SUBD.
Legal Range28
Legal Township52
Legal Section25
Legal SubdivisionRAYCO MINOR SUBD
Legal Lot Number2-3
JurisdictionRAY MO
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3002
Census Tract80201

Owner

Source: Ray County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1201 GARNER ST, RICHMOND, MO 64085-1192
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Ray County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyRay County
MunicipalityRichmond City
Unified School DistrictRichmond R-XVI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,450 (-)$365,510 (-)
2025$4,948.00 (+5.03%)$69,450 (+4.96%) Land $6,210 Building $63,240$365,510 (+4.96%) Land $32,680 Building $332,830
2024$4,711.00 (+9.46%)$66,170 (+9.05%) Land $6,210 Building $59,960
2023$348,250 (+9.06%) Land $32,680 Building $315,570
2022$4,304.00$60,680 Land $5,650 Building $55,030
2021$319,330 Land $29,710 Building $289,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND PWS
serves 5,797 people · EPA ID MO1010685
Water SourceGroundwater
Last State InspectionDec 2023
Lead8 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Oct 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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