Ray County property record for 1106 Garner St, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,681 sqft · built 1975 |
| Lot Size | 0.644 acres (28,053 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,651 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-25-01-000-004.000 |
| Primary APN | 11-07-25-01-000-004.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,681 sqft Living Area |
| Basement Area | 1,676 sqft |
| Finished Basement | 832 sqft |
| Unfinished Basement | 1,676 sqft |
| Game Room | Game Room |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 28,053 sqft (0.644 acres) |
| Lot Dimensions | 189 ft deep x 165 ft wide |
| Deck Area | 192 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1106 GARNER ST |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-1189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NE1/4 NE1/4 BEG. AT INT. OF SE COR. OF LOT 1 PEA RIDGE TERR. S/D & W/R/W/L OF CO. RD. 229 TH:W ALG. S/L OF SD. LOT 18 |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 80201 |
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1106 GARNER ST, RICHMOND, MO 64085-1189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,680 (-) | $203,540 (-) | |
| 2025 | $2,651.00 (+0.26%) | $38,680 (+4.15%) Land $4,900 Building $33,780 | $203,540 (+4.14%) Land $25,770 Building $177,770 |
| 2024 | $2,644.00 (+9.62%) | $37,140 (+9.24%) Land $4,900 Building $32,240 | |
| 2023 | $195,440 (+9.21%) Land $25,770 Building $169,670 | ||
| 2022 | $2,412.00 | $34,000 Land $4,450 Building $29,550 | |
| 2021 | $178,960 Land $23,430 Building $155,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND PWS serves 5,797 people · EPA ID MO1010685 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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