1151 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 1151 Bluff St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1964
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$242,500 (Oct 2023)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R015429`

Property Details

APN / Parcel Number

Primary APN	`R015429`
Alternative APN	`345724413007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	988 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R015429
Street Address	1151 BLUFF ST
City	DELTA
State	CO
Zip	81416-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1151 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: HILLMANS SUB DE BLOCK: 5 LOT: S2-22 AND:- LOT: 12 AND:- LOT: 13 TOTAL 0.22 AC +- HILLMANS SUBD DELTA BLOCK 5 S2 LOT 11 & LOTS 12 & 13 SEC 24 T15S R96W 6PM BK 432 PG 202 BK 444 PG 283 R-579315
Legal Subdivision	HILLMANS SUB DE
Legal Block	5
Legal Lot Number	S
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2081
Census Tract	965100

Owner

Source: Delta County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1151 BLUFF ST, DELTA, CO 81416-2132
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Special Warranty Deed, Transfer HILLSBOROUGH TITLE INC, HTC
Aug 29, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	2023749460
Prior Transfer Date	Apr 1, 2005
Prior Transfer Doc	0000590476
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 19, 2023
Property Address	1151 BLUFF ST, DELTA, CO 81416-2132
Document Number	0000749460
Instrument Date	Oct 18, 2023
Instrument	749460
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Amount	Amount Recorded
Tax	$24.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 BLUFF ST, DELTA, CO 81416-2132

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 29, 2018
Property Address	1151 BLUFF ST, DELTA, CO 81416-2132
Document Number	0000705620
Instrument Date	Aug 29, 2018
Instrument	705620
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1151 BLUFF ST, DELTA, CO 81416-2132

Mortgage

Document Number	0000705621
Date	Aug 29, 2018
Instrument	705621

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 (+22.96%)	$14,873 (+19.51%) Land $3,125 Building $11,748	$237,963 (+28.12%) Land $50,000 Building $187,963
2024	$823.00 (+3.91%)	$12,445 (-) Land $2,585 Building $9,860
2023	$792.00 (+18.92%)	$12,445 (+20.56%) Land $2,585 Building $9,860	$185,739 (+25.06%) Land $38,577 Building $147,162
2022	$666.00	$10,323 Land $3,128 Building $7,195	$148,525 Land $45,000 Building $103,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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