12007 Locust Ln, Anchorage (Louisville), KY 40223 Property Records

Louisville/Jefferson County Metro Government property record for 12007 Locust Ln, Anchorage, KY 40223

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 3,339 sqft · built 1963
Lot Size	1.05 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Jun 2016)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21029300030000`

Property Details

APN / Parcel Number

Primary APN	`21029300030000`
Alternative APNs	`029300030000` `00034452`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,339 sqft Finished Area
Basement Area	1,386 sqft
Flooring	Covered
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.05 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00034452
Street Address	12007 LOCUST LN
City	ANCHORAGE
State	KY
Zip	40223-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-RESIDENTIAL SINGLE FAM
Legal Description	1.06 AC NE CORNER LOCUST LN & GLENBROOK RD
Legal Subdivision	BERNHEIMS
Legal Lot Number	3
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3035
Census Tract	10403

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12007 LOCUST LN, LOUISVILLE, KY 40223-1447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Prior Sale	May 21, 2010 · Amount on Record
Deed Document Number	10064920
Deed Book / Page	10643 / 309
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	12007 LOCUST LN, ANCHORAGE, KY 40223-1447
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12007 LOCUST LN, LOUISVILLE, KY 40223-1447

Mortgage

Document Number	0000194368
Date	Aug 5, 2021
Book Page	17555/711
Instrument	2021194368

Lender

Name	FIFTH THIRD BANK LOUISVILLE
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 25, 2051

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Anchorage City
County / Consolidated City	Louisville/Jefferson County Metro Government
Elementary School District	Anchorage Independent School District (KG - 08)
Secondary School District	Jefferson County School District in Anchorage ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,983.00 (+0.24%)	$747,760 (-) Land $187,080 Building $560,680
2024			$747,760 (-) Land $187,080 Building $560,680
2023	$2,976.00 (-0.23%)	$747,760 (-) Land $187,080 Building $560,680	$747,760 (-) Land $187,080 Building $560,680
2022	$2,983.00	$747,760 Land $187,080 Building $560,680	$747,760 Land $187,080 Building $560,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1997–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20