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12301 Locust Ln, Anchorage (Louisville), KY 40223 Property Records

Louisville/Jefferson County Metro Government property record for 12301 Locust Ln, Anchorage, KY 40223

Property Summary

Property TypeSingle Family Home
Details1 bd · 3.5 ba · 3,520 sqft · built 1953
Lot Size0.8 acres (34,852 sqft)
Owner2 Individual Names on Record
Last Sale$845,000 (Nov 2024)
Tax Bill$3,371 (2025)
Deeds & MortgagesSep 2026 Transfer
Nov 2024 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN21002303410006

Property Details

APN / Parcel Number

Primary APN21002303410006
Alternative APNs
  • 002303410006
  • 00033555

Interior

Bedrooms1 Bed
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,520 sqft Finished Area
FlooringCovered
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,852 sqft (0.8 acres)
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Patio Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00033555
Street Address12301 LOCUST LN
CityLOUISVILLE
StateKY
Zip40223-1453
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-RESIDEN
Legal Description0.8 AC+/- LOT 6 COLD SPRING SUB PB 10 PG 79
Legal SubdivisionHAZELWOOD
Legal Lot Number6
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3017
Census Tract10403

Owner

Source: Louisville/Jefferson County Metro Government records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12301 LOCUST LN, LOUISVILLE, KY 40223-1453
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Quit Claim Deed, Transfer
SIMPLE TITLE, SIMPLIFILE
Nov 1, 2024Deed, Transfer
Feb 27, 2025Warranty Deed, Transfer
Jun 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2024 · Amount on Record
Deed SaleNov 1, 2024 · Amount on Record
Prior SaleAug 16, 2006 · Amount on Record
Deed Document Number2024173421
Deed Book / Page12947 / 807
Last Transfer DateSep 4, 2026
Transfer Doc0000109538
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON KY
Recording DateSep 4, 2026
Property Address12301 LOCUST LN, LOUISVILLE, KY 40223-1453
Document Number0000109538
Book / Page13412 / 245
Instrument DateSep 4, 2026
Instrument2026109538
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12301 LOCUST LN, LOUISVILLE, KY 40223-1453

November 2024: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateNov 1, 2024
Property Address12301 LOCUST LN, ANCHORAGE, KY 40223-1453
Document Number0000173421
Book / PageD 12947 / 807
Map ReferenceMB 10 PG 79
Instrument DateOct 31, 2024
Instrument2024173421
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

AmountAmount Recorded
Tax$845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6359 MEETING ST, PROSPECT, KY 40059-8721

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2300 CAVE SPRING PL, LOUISVILLE, KY 40223-1502

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateFeb 27, 2025
Property Address12301 LOCUST LN, ANCHORAGE, KY 40223-1453
Document Number0000031235
Book / PageD 13019 / 366
Map ReferenceMB 10 PG 79
Instrument DateOct 31, 2024
Instrument2025031235
Transaction TypeTransfer
Record UpdatedDec 16, 2025

Transaction

AmountAmount Recorded
Tax$845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6359 MEETING ST, PROSPECT, KY 40059-8721

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2300 CAVE SPRING PL, LOUISVILLE, KY 40223-1502

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12301 LOCUST LN, ANCHORAGE, KY 40223-1453
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133739
DateJun 10, 2022
Book PageM 18124/439
Instrument2022133739
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityAnchorage City
County / Consolidated CityLouisville/Jefferson County Metro Government
Elementary School DistrictAnchorage Independent School District (KG - 08)
Secondary School DistrictJefferson County School District in Anchorage ISD (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,371.00 (+78.17%)$845,000 (+77.67%) Land $130,480 Building $714,520
2024$845,000 (+77.67%) Land $130,480 Building $714,520
2023$1,892.00 (-0.26%)$475,610 (-) Land $130,480 Building $345,130$475,610 (-) Land $130,480 Building $345,130
2022$1,897.00$475,610 Land $130,480 Building $345,130$475,610 Land $130,480 Building $345,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1997–2018)
Claims Outside the SFHA2 of 5
Most Recent ClaimFeb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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