12003 E 20th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 12003 E 20th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 1957
Lot Size	0.267 acres (11,614 sqft)
Owner	2 Trust Names on File
Last Sale	$347,000 (Sep 2020)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	Jun 2021 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45281.0409`

Property Details

APN / Parcel Number

Primary APN	`45281.0409`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	2,721 sqft
1st Floor Area	1,164 sqft
Basement Area	1,074 sqft
Finished Basement	1,074 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	11,614 sqft (0.267 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	272 sqft
Patio Area	80 sqft
Canopy	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	12003 E 20TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HILLCREST PK 1ST L9 B4
Legal Range	44E
Legal Township	25N
Legal Section	28
Legal Subdivision	HILLCREST PK
Legal Block	4
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2011
Census Tract	12801

Owner

12003 E 20th Ave is owner-occupied and held in a trust since June 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12003 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Intrafamily Transfer, Transfer
Sep 18, 2020	Warranty Deed, Transfer · VA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Apr 18, 2007 · Amount on File
Deed Document Number	20206969617
Last Transfer Date	Jun 14, 2021
Transfer Doc	0007090256
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jun 21, 2021
Property Address	12003 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709
Document Number	0007090256
Map Reference	VOL 4 PG 45
Instrument Date	Jun 14, 2021
Instrument	7090256
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 18, 2020
Property Address	12003 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709
Document Number	0006969617
Map Reference	VOL 4 PG 45
Instrument Date	Sep 15, 2020
Instrument	6969617
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,557.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12003 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709

Mortgage

Document Number	0006969618
Date	Sep 18, 2020
Instrument	6969618

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12003 E 20th Ave was $4,241, down 0.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00 (-0.56%)	$389,100 Land $120,000 Building $269,100	$389,100 Land $120,000 Building $269,100
2025	$4,265.00
2024		$404,600 (+25.07%) Land $90,000 Building $314,600	$404,600 (+25.07%) Land $90,000 Building $314,600
2023	$3,865.00 (+2.44%)	$323,500 Land $60,000 Building $263,500	$323,500 Land $60,000 Building $263,500
2022	$3,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12003 E 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12003 E 20th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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