Spokane County property record for 11922 E 20th Ave, Spokane Valley, WA 99206
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,225 sqft · built 1957 |
| Lot Size | 0.315 acres (13,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (May 2005) |
| Tax Bill | $4,400 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45281.0519 |
| Primary APN | 45281.0519 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,225 sqft Living Area |
| Gross Area | 3,280 sqft |
| 1st Floor Area | 1,443 sqft |
| Basement Area | 615 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 13,716 sqft (0.315 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 270 sqft |
| Canopy | 270 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 11922 E 20TH AVE |
|---|---|
| City | SPOKANE VALLEY |
| State | WA |
| Zip | 99206-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | HILLCREST PARK 1ST L6 B5 |
| Legal Range | 44E |
| Legal Township | 25N |
| Legal Section | 28 |
| Legal Subdivision | HILLCREST PARK |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12801 |
11922 E 20th Ave is owned and occupied by two individuals who acquired it in January 2009.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11922 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHENEY FCU |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHENEY FCU |
| Feb 15, 2017 | Deed of Trust, Mortgage CHENEY FCU |
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2005 · Amount on File |
| Deed Sale | May 25, 2005 · Amount on File |
| Prior Sale | Jun 14, 2002 · Amount on File |
| Deed Document Number | 20055221109 |
| Last Transfer Date | Jan 30, 2009 |
| Transfer Doc | 0005754747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 11922 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0007272911 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 7272911 |
| Name | CHENEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHENEY, WA 99004 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 4, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 11922 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | NOT AVAILABLE, SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007199222 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 7199222 |
| Name | CHENEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHENEY, WA 99004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 5, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 11922 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006579300 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 6579300 |
| Name | CHENEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHENEY, WA 99004 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 8, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 11922 E 20TH AVE, SPOKANE VALLEY, WA 99206-5709 |
| Document Number | 0006829174 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 11922 E 20TH AVE SPOKANE VALLEY WA 992065709, SPOKANE VALLEY, WA 99206-5709 |
| Document Number | 0006829174 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 6829174 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 11922 E 20th Ave was $4,400, down 0.6% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane Valley City |
| Unified School District | Central Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,400.00 (-0.59%) | $422,400 Land $120,000 Building $302,400 | $422,400 Land $120,000 Building $302,400 |
| 2025 | $4,426.00 | ||
| 2024 | $421,700 (+33.58%) Land $90,000 Building $331,700 | $421,700 (+33.58%) Land $90,000 Building $331,700 | |
| 2023 | $4,025.00 (+9.26%) | $315,700 Land $60,000 Building $255,700 | $315,700 Land $60,000 Building $255,700 |
| 2022 | $3,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11922 E 20th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 11922 E 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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