12000 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 12000 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1977
Lot Size0.284 acres (12,409 sqft)
OwnerIndividual Name on Record
Last Sale$98,000 (Nov 1998)
Tax Bill$2,908 (2023)
Deeds & MortgagesApr 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN221-241-25

Property Details

APN / Parcel Number

Primary APN221-241-25

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,196 sqft Heated Area
Gross Area1,508 sqft
1st Floor Area780 sqft
Upper Floors Area416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,409 sqft (0.284 acres)
Garage Area312 sqft
Deck Area160 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number221-241-25
Street Address12000 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL23 M18-89
Legal SubdivisionMEADOWBROOK SEC 02
Legal Lot Number23
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract5830

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12000 FIVE CEDARS RD, CHARLOTTE, NC 28226-3613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 1998 · Amount on Record
Deed SaleNov 9, 1998 · Amount on Record
Deed Document Number0010026642
Deed Book / Page10026 / 642
Prior Transfer DateNov 6, 1998
Prior Transfer Doc0000010026
Record UpdatedJun 7, 2026

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address12000 FIVE CEDARS RD, CHARLOTTE, NC 28226-3613
Document Number0000057170
Instrument DateApr 12, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12000 FIVE CEDARS RD CHARLOTTE NC 282263613, CHARLOTTE, NC 28226-3613

Mortgage

Document Number0000057170
DateMay 2, 2017
Book Page031768/000065
Instrument57170
Lender
NameSUNTRUST BK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Five Cedars Rd

Nearby Streets

Search Property Records by Address or Parcel Number