Mecklenburg County property record for 11937 Five Cedars Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1977 |
| Lot Size | 0.283 acres (12,368 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,500 (Mar 2020) |
| Tax Bill | $3,573 (2023) |
| Deeds & Mortgages | Sep 2017 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-243-22 |
| Primary APN | 221-243-22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,706 sqft Heated Area |
| Gross Area | 1,692 sqft |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,368 sqft (0.283 acres) |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 184 sqft |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 221-243-22 |
|---|---|
| Street Address | 11937 FIVE CEDARS RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L91 M18-89 |
| Legal Subdivision | MEADOWBROOK SEC 02 |
| Legal Lot Number | 91 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5830 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11937 FIVE CEDARS RD, CHARLOTTE, NC 28226-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 19, 2020 | Warranty Deed, Transfer · Conventional with PMI MVB MTG |
| Jan 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on Record |
| Deed Sale | Mar 19, 2020 · Amount on Record |
| Prior Sale | May 13, 2011 |
| Deed Document Number | 0034387444 |
| Deed Book / Page | 34387 / 444 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11937 FIVE CEDARS RD, CHARLOTTE, NC 28226-3612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132257 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 32158/109 |
| Instrument | 2017132257 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 19, 2020 |
| Property Address | 11937 FIVE CEDARS RD, CHARLOTTE, NC 28226-3612 |
| Document Number | 0000039429 |
| Book / Page | 034387 / 000444 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 39429 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2020 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTER TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11937 FIVE CEDARS RD CHARLOTTE NC 282263612, CHARLOTTE, NC 28226-3612 |
| Document Number | 39431 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 034387/000449 |
| Instrument | 39431 |
| Name | MVB MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Number | 46315, |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 034432/000398 |
| Instrument | 46315 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 18, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 23, 2018 |
| Property Address | 11937 FIVE CEDARS RD, CHARLOTTE, NC 28226-3612 |
| Document Number | 0000008005 |
| Book / Page | 032419 / 000412 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 8005 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5907 COLCHESTER PL CHARLOTTE NC 282105403, CHARLOTTE, NC 28210-5403 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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