1200 Ruffin St, Durham, NC 27701 Property Records

Durham County property record for 1200 Ruffin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 951 sqft · built 1946
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Oct 2003)
Tax Bill	$3,941 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0822-82-7976`

Property Details

APN / Parcel Number

Primary APN	`0822-82-7976`
Alternative APNs	`0822-82-79-7689` `082216827977` `105515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	951 sqft Heated Area
1st Floor Area	951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	148 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Street Address	1200 RUFFIN ST
City	DURHAM
State	NC
Zip	27701-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	SECURITY HME BLDRS/POPE/B LK:D/LT#06 PL:000015-000074
Legal Subdivision	SECURITY HME BLDRS/POPE
Legal Block	D
Legal Lot Number	6
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2001
Census Tract	302

Owner

1200 Ruffin St is owned and occupied by two individuals who bought it in October 2003.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1200 RUFFIN ST, DURHAM, NC 27701-1648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2003 · Amount on File
Deed Sale	Oct 10, 2003 · Amount on File
Prior Sale	Jun 18, 2002 · Amount on File
Deed Book / Page	4143 / 238
Prior Transfer Date	Jun 14, 2002
Prior Transfer Doc	34770935
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1200 RUFFIN ST, DURHAM, NC 27701-1648
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097590529
Date	Aug 10, 2022
Book Page	9759/529
Instrument	2022032565

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	384 Months
Due	Aug 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1200 Ruffin St was $3,941, up 3.6% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,941.00 (+3.57%)	$387,782 (+1.02%) Land $270,000 Building $117,782	$387,782 (+1.02%) Land $270,000 Building $117,782
2025	$3,805.00	$383,864 Land $270,000 Building $113,864	$383,864 Land $270,000 Building $113,864
2023	$2,615.00 (+2.35%)	$199,703 Land $57,456 Building $142,247	$199,703 Land $57,456 Building $142,247
2022	$2,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1200 Ruffin St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1999–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1200 Ruffin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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