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1108 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 1108 E Smith St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,464 sqft · built 1930
Lot Size0.115 acres (5,009 sqft)
OwnerCompany Name on Record
Last Sale$25,000 (Jan 2019)
Tax Bill$2,334 (2026)
Deeds & MortgagesJan 2019 Sale
Jun 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN160-016-264-005-00

Property Details

APN / Parcel Number

Primary APN160-016-264-005-00
Alternative APN
  • 0913001626400500

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,464 sqft Living Area
1st Floor Area1,003 sqft
Basement Area923 sqft
Unfinished Basement1,003 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchPorch
Porch Area105 sqft
Patio Area294 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address1108 E SMITH ST
CityBAY CITY
StateMI
Zip48706-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionLOT 2 BLK 31 JOSEPH TROMBLES ADD TO THE VILL OF BANKS
Legal SubdivisionJOSEPH TROMBLES ADD
Legal Block31
Legal Lot Number2
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group2
Census Block2010
Census Tract281300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address814 ADAMS ST, 109, BAY CITY, MI 48708-5892
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2019Warranty Deed, Transfer
OTHER
Jun 11, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2019 · Amount on Record
Deed SaleJan 15, 2019 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Deed Document Number2019610
Prior Transfer DateApr 13, 2015
Prior Transfer Doc0030840895
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJan 15, 2019
Property Address1108 E SMITH ST, BAY CITY, MI 48706-4032
Document Number0000000610
Instrument DateJan 11, 2019
Instrument610
Transaction TypeTransfer
Record UpdatedApr 17, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1400 S GREENWAY DR CORAL GABLES FL 331344724, CORAL GABLES, FL 33134-4724

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBAY MI
Recording DateJun 11, 2018
Property Address1108 E SMITH ST, BAY CITY, MI 48706-4032
Document Number0000008316
Instrument DateJun 1, 2018
Instrument8316
Transaction TypeForeclosure
Record UpdatedOct 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$344.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,334.00 (+14.58%)$55,250 (+4.84%)$110,500 (+4.84%)
2025$2,037.00 (-0.34%)$52,700 (+27.91%)$105,400 (+27.91%)
2023$41,200$82,400
2022$2,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims15 (1981–2017)
Claims Outside the SFHA5 of 15
Most Recent ClaimJun 2017 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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