1200 Cardinal Dr, Zion, IL 60099 Property Records

Lake County property record for 1200 Cardinal Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,620 sqft · built 1998
Lot Size	0.184 acres (8,006 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Feb 2025)
Tax Bill	$7,500 (2024)
Deeds & Mortgages	Jun 2020 Loan Modification May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-07-306-020`

Property Details

APN / Parcel Number

Primary APN	`04-07-306-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	948 sqft
2nd Floor Area	672 sqft
Upper Floors Area	672 sqft
Basement Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,006 sqft (0.184 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1200 CARDINAL DR
City	ZION
State	IL
Zip	60099-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYWOOD HILLS PHASE ONE; LOT 75
Legal Subdivision	COUNTRYWOOD HILLS PHASE ONE
Legal Phase	1
Legal Lot Number	75
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2008
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1200 CARDINAL DR, ZION, IL 60099-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Loan Modification, Mortgage US BK NAT'L ASS 2016-17TT (CE)
May 3, 2017	Loan Modification, Mortgage BCAT 2016-17TT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Jun 17, 1998 · Amount on Record
Deed Document Number	20258083119
Record Updated	Oct 29, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	1200 CARDINAL DR, ZION, IL 60099-5424
Document Number	0007696681
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1200 CARDINAL DR ZION IL 600995424, ZION, IL 60099-5424

Mortgage

Document Number	0007696681
Date	Sep 21, 2020
Instrument	7696681

Lender

Name	US BK NAT'L ASS 2016-17TT (CE)

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	1200 CARDINAL DR, ZION, IL 60099-5424
Document Number	0007410457
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1200 CARDINAL DR ZION IL 600995424, ZION, IL 60099-5424

Mortgage

Document Number	0007410457
Date	Jul 12, 2017
Instrument	7410457

Lender

Name	BCAT 2016-17TT
Address	HOUSTON, TX 77042

Agreement

Amount	Amount Recorded
Term	408 Months
Due	Jul 11, 2051

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,211 (+25.66%) Land $10,875 Building $69,336	$240,657 (+25.66%) Land $32,628 Building $208,029
2024	$7,500.00 (-1.32%)
2023	$7,600.00 (+1.65%)	$63,830 (-0.59%) Land $8,819 Building $55,011	$191,510 (-0.59%) Land $26,460 Building $165,050
2022	$7,477.00	$64,212 Land $7,239 Building $56,973	$192,655 Land $21,719 Building $170,936

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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