1112 Cardinal Dr, Zion, IL 60099 Property Records

Lake County property record for 1112 Cardinal Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,080 sqft · built 1999
Lot Size	0.186 acres (8,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jan 2018)
Tax Bill	$7,940 (2024)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Oct 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04-07-306-017`

Property Details

APN / Parcel Number

Primary APN	`04-07-306-017`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,115 sqft
1st Floor Area	1,080 sqft
Basement Area	483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Quadruplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,111 sqft (0.186 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1112 CARDINAL DR
City	ZION
State	IL
Zip	60099-5423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYWOOD HILLS PHASE ONE; LOT 72
Legal Subdivision	COUNTRYWOOD HILLS PHASE ONE
Legal Phase	1
Legal Lot Number	72
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2008
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1112 CARDINAL DR, ZION, IL 60099-5423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK
Oct 6, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20187460678
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 29, 2018
Property Address	1112 CARDINAL DR, ZION, IL 60099-5423
Document Number	0007460678
Map Reference	DOC3973501
Instrument Date	Jan 24, 2018
Instrument	7460678
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1112 CARDINAL DR, ZION, IL 60099-5423

Mortgage

Document Number	0007460679
Date	Jan 29, 2018
Instrument	7460679

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IL
Recording Date	Oct 6, 2017
Property Address	1112 CARDINAL DR, ZION, IL 60099-5423
Document Number	0007433459
Instrument Date	Oct 6, 2017
Instrument	7433459
Transaction Type	Foreclosure
Record Updated	Oct 23, 2017

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WOODLAND AVE WAUCONDA IL 600841551, WAUCONDA, IL 60084-1551

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,612 (+23.32%) Land $10,886 Building $80,726	$274,863 (+23.32%) Land $32,661 Building $242,202
2024	$7,940.00 (+12.13%)
2023	$7,081.00 (+2.25%)	$74,289 (+13.81%) Land $8,828 Building $65,461	$222,890 (+13.81%) Land $26,487 Building $196,403
2022	$6,925.00	$65,275 Land $7,270 Building $58,005	$195,844 Land $21,812 Building $174,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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