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120 White Oak Bluff Rd, Stella, NC 28582 Property Records

Carteret County property record for 120 White Oak Bluff Rd, Stella, NC 28582

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,888 sqft · built 2024
Lot Size0.704 acres (30,666 sqft)
Owner2 Individual Names on Record
Last Sale$598 (Feb 2022)
Tax Bill$3,399 (2025)
Deeds & MortgagesFeb 2022 Sale
Flood ZoneZone X (minimal risk)
APN5367.03.41.9302000

Property Details

APN / Parcel Number

Primary APN5367.03.41.9302000
Alternative APNs
  • 553687
  • 26763

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,888 sqft Heated Area
Gross Area6,352 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area30,666 sqft (0.704 acres)
Lot Dimensions301 ft deep x 100 ft wide
View / LotWaterfront / Beach

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number26763
Street Address120 WHITE OAK BLUFF RD
CitySTELLA
StateNC
Zip28582-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL12 SA WHITE OAK BLUFF
Legal SubdivisionWHITE OAK BLUFF
Legal Block41
Legal Lot Number12
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1018
Census Tract970801

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address593 COVENTRY PKWY, SAINT PAUL, MN 55123-3966
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Deed Document Number20221757156
Deed Book / Page1757 / 156
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateFeb 16, 2022
Property Address120 WHITE OAK BLUFF RD, STELLA, NC 28582-9707
Document Number0017570156
Book / Page1757 / 156
Map ReferenceMB 21 PG 88&88A
Instrument DateFeb 8, 2022
Instrument1757156
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

AmountAmount Recorded
Tax$598.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3006 COUNTRY CLUB RD, MOREHEAD CITY, NC 28557-6106

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 WHITE OAK BLUFF RD, STELLA, NC 28582-9707

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,128,744 (+17.95%) Land $386,235 Building $742,509$1,128,744 (+17.95%) Land $386,235 Building $742,509
2025$3,399.00 (+247.19%)$956,973 (+368.74%) Land $386,235 Building $570,738$956,973 (+368.74%) Land $386,235 Building $570,738
2023$204,160 Land $204,160$204,160 Land $204,160
2022$979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims12 (1993–2018)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Hurricane Fran, Sep 1996 · 4 claims
  • Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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