Carteret County property record for 116 White Oak Bluff Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,275 sqft · built 2004 |
| Lot Size | 0.724 acres (31,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Jun 2002) |
| Tax Bill | $2,688 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5367.03.41.8552000 |
| Primary APN | 5367.03.41.8552000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,275 sqft Heated Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,537 sqft (0.724 acres) |
| Lot Dimensions | 332 ft deep x 95 ft wide |
| View / Lot | Waterfront |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 590 sqft |
| Deck Area | 35 sqft |
| Canopy | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 62230 |
|---|---|
| Street Address | 116 WHITE OAK BLUFF RD |
| City | STELLA |
| State | NC |
| Zip | 28582-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L14 SA WHITE OAK BLUFF |
| Legal Subdivision | WHITE OAK BLUFF |
| Legal Block | 41 |
| Legal Lot Number | 14 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970801 |
116 White Oak Bluff Rd is owned and occupied by two individuals who bought it in June 2002.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 WHITE OAK BLUFF RD, STELLA, NC 28582-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2002 · Amount on File |
| Deed Sale | Jun 27, 2002 · Amount on File |
| Prior Sale | Jan 10, 2002 |
| Deed Book / Page | 946 / 310 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 116 White Oak Bluff Rd was $2,688.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,947 (-) Land $388,320 Building $362,627 | $750,947 (-) Land $388,320 Building $362,627 | |
| 2025 | $2,688.00 | $750,947 Land $388,320 Building $362,627 | $750,947 Land $388,320 Building $362,627 |
| 2023 | $370,407 Land $161,013 Building $209,394 | $370,407 Land $161,013 Building $209,394 | |
| 2022 | $1,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 116 White Oak Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 White Oak Bluff Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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