Montgomery County property record for 120 Waverly Rd, Wyncote, PA 19095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,909 sqft · built 1940 |
| Lot Size | 0.365 acres (15,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2004) |
| Tax Bill | $11,450 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00-27829-00-4 |
| Primary APN | 31-00-27829-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 15,900 sqft (0.365 acres) |
| Lot Dimensions | 206 ft deep x 77 ft wide |
| Garage Area | 189 sqft |
| Patio Area | 447 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 WAVERLY RD |
|---|---|
| City | WYNCOTE |
| State | PA |
| Zip | 19095-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | L 17 |
| Legal Block | 149 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | CHELTENHAM |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 202602 |
120 Waverly Rd is owned and occupied by two individuals who acquired it in March 2025.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 WAVERLY RD, WYNCOTE, PA 19095-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2004 · Amount on File |
| Deed Sale | Jan 8, 2004 · Amount on File |
| Prior Sale | Sep 13, 1996 · Amount on File |
| Deed Document Number | 20044567 |
| Deed Book / Page | 5489 / 1198 |
| Last Transfer Date | Mar 20, 2025 |
| Transfer Doc | 0063952410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 120 WAVERLY RD, WYNCOTE, PA 19095-1322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Title Company | NOT AVAILABLE, GERMANTOWN TITLE |
| Name | Verified Name |
|---|
| Document Number | 01546102316 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 15461/02316 |
| Instrument | 2021139840 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 120 Waverly Rd was $11,450.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Cheltenham Township |
| Unified School District | Cheltenham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,450.00 | $162,000 (-) | $162,000 (-) |
| 2025 | $11,450.00 (+5.83%) | $162,000 (-) | $162,000 |
| 2024 | $10,819.00 | $162,000 (-) | |
| 2023 | $10,819.00 (+1.14%) | $162,000 | |
| 2022 | $10,697.00 | ||
| 1998 | $162,000 | ||
| 1996 | $162,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 120 Waverly Rd in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 57 (1983–2021) |
| Claims Outside the SFHA | 4 of 57 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Waverly Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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