120 W Front St, Washington, MO 63090 Property Records

Franklin County property record for 120 W Front St, Washington, MO 63090

Property Summary

Property Type	Other Improved
Details	4,424 sqft · built 1856
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Tax Bill	$8,551 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-5-22.0-1-008-016.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-008-016.000`

Interior

Total Rooms	6 Rooms
Building Area	4,424 sqft Total Area

Exterior

Year Built	Built 1856
Lot Area	4,356 sqft (0.1 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	120 W FRONT ST
City	WASHINGTON
State	MO
Zip	63090-2151
Property Category	Other
Property Type	Other > Other Improved
Legal Description	COMMERCIAL LAND & MIXED USE BUILDINGPT LOT 4 & PT VACATED FRONT ST JOHN F MENSES ADDN
Legal Range	01W
Legal Township	44
Legal Section	22
Legal Quarter	NE
Legal Subdivision	JOHN F MENSES
Legal Block	33
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3010
Census Tract	800302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Washington Historic District listed 1989 · 92 contributing resources · NRIS 89001465

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	120 W FRONT ST STE 201, 201, WASHINGTON, MO 63090-2114
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF WASHINGTON
Mar 3, 2017	Warranty Deed, Transfer · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2018
Deed Sale	Oct 22, 2018
Prior Sale	Mar 3, 2017
Deed Document Number	1814689
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	120 W FRONT ST, WASHINGTON, MO 63090-2151
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002206843
Date	Apr 29, 2022
Instrument	2206843

Lender

Name	BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 3, 2017
Property Address	120 W FRONT ST, WASHINGTON, MO 63090-2151
Document Number	0000003145
Instrument Date	Mar 2, 2017
Instrument	3145
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1575 W 5TH ST WASHINGTON MO 630901254, WASHINGTON, MO 63090-1254

Mortgage

Document Number	3146
Date	Mar 3, 2017
Instrument	3146

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	3148,
Date	Mar 3, 2017
Instrument	3148

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,551.00 (-3.2%)	$141,168 (-1.62%)	$441,150 (-1.62%) Land $82,670 Building $358,480
2023	$8,834.00 (+10.84%)	$143,497	$448,430 Land $82,670 Building $365,760
2022	$7,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber Holdings.

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