120 W Forest Dr, Covington, GA 30016 Property Records

Newton County property record for 120 W Forest Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1988
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$245,900 (Mar 2022)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00010-00000-129-A00`

Property Details

APN / Parcel Number

Primary APN	`00010-00000-129-A00`
Alternative APNs	`0001 129A` `130`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Heated Area
1st Floor Area	1,104 sqft
Basement Area	1,146 sqft
Finished Basement	1,146 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	252 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	130
Old Parcel Number	0001 129A
Street Address	120 W FOREST DR
City	COVINGTON
State	GA
Zip	30016-4455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.52AC LT 45 WEST FOREST
Legal Subdivision	WEST FOREST ESTATES
Legal Lot Number	45
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2007
Census Tract	100903

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	120 W FOREST DR, COVINGTON, GA 30016-4455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CREDIT UNION
Mar 17, 2022	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL
Sep 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Sep 8, 2021
Deed Document Number	0004361334
Deed Book / Page	4361 / 334
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	120 W FOREST DR, COVINGTON, GA 30016-4455
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W FOREST DR, COVINGTON, GA 30016-4455

Mortgage

Document Number	0042650000000017
Date	Sep 16, 2021
Book Page	0000004265/0000000017
Instrument	017727

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2046

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Mar 17, 2022
Property Address	120 W FOREST DR, COVINGTON, GA 30016-4455
Document Number	0043610334
Book / Page	4361 / 334
Instrument Date	Mar 17, 2022
Instrument	2022-001451
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W FOREST DR, COVINGTON, GA 30016-4455

Mortgage

Document Number	0043610000000337
Date	Mar 21, 2022
Book Page	0000004361/0000000337
Instrument	005156

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 8, 2021
Property Address	120 W FOREST DR, COVINGTON, GA 30016-4455
Document Number	0042650014
Book / Page	4265 / 14
Instrument Date	Sep 8, 2021
Instrument	2021-005071
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W FOREST DR, COVINGTON, GA 30016-4455

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,599.00 (+1.37%)	$104,480 (+16.24%) Land $15,200 Building $89,280	$261,200 (+16.24%) Land $38,000 Building $223,200
2023		$89,880 Land $7,400 Building $82,480	$224,700 Land $18,500 Building $206,200
2022	$2,564.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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