120 W Forest Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 120 W Forest Ave, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,845 sqft · built 2015
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$796,000 (Jul 2020)
Tax Bill	$20,232 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-322-026`

Property Details

APN / Parcel Number

Primary APN	`05-09-322-026`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,845 sqft Living Area
Gross Area	4,237 sqft
Basement Area	1,392 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	120 W FOREST AVE
City	WHEATON
State	IL
Zip	60187-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	120 W FOREST AVE CONSOL ALL
Legal Subdivision	120 W FOREST AVE CONSOL
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3047
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 W FOREST AVE, WHEATON, IL 60187-3554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit CIBM BANK
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	202069972
Prior Transfer Date	Nov 24, 2014
Prior Transfer Doc	0000112752
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	120 W FOREST AVE, WHEATON, IL 60187-3554
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104104
Date	Sep 16, 2020
Instrument	R2020-104104

Lender

Name	CIBM BANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 6, 2020
Property Address	120 W FOREST AVE, WHEATON, IL 60187-3554
Document Number	0000069972
Instrument Date	Jul 1, 2020
Instrument	69972
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	MIDWEST TITLE AND APPRAISAL SERVICES, MIDWEST TITLE & APPRAISAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,194.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	841 MEADOW RIDGE DR WEST CHICAGO IL 601855817, WEST CHICAGO, IL 60185-5817

Mortgage

Document Number	69973
Date	Jul 6, 2020
Instrument	69973

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,232.00 (+8.88%)	$342,029 (+24.68%) Land $49,855 Building $292,174	$1,026,087 (+24.68%) Land $149,565 Building $876,522
2022	$18,582.00 Homeowner's exemption	$274,330 Land $39,990 Building $234,340	$822,990 Land $119,970 Building $703,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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