315 W Forest Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 315 W Forest Ave, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,669 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,030,000 (Aug 2024)
Tax Bill	$19,647 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-315-011`

Property Details

APN / Parcel Number

Primary APN	`05-09-315-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,669 sqft Living Area
Gross Area	6,056 sqft
Basement Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	16.7 ft deep x 6.6 ft wide
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	315 W FOREST AVE
City	WHEATON
State	IL
Zip	60187-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RESUB BLKS 3 4 & 5 JESSE C WHEATON JRS ADD E 1/2
Legal Subdivision	JESSE C WHEATON JRS ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3044
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4511 N WOLCOTT AVE, CHICAGO, IL 60640-5206
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2018	Intrafamily Transfer, Transfer · ARM COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	202447563
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	0000030460
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	315 W FOREST AVE, WHEATON, IL 60187-3557
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 W FOREST AVE, WHEATON, IL 60187-3557

Mortgage

Document Number	0000003988
Date	Jan 20, 2026
Instrument	R2026-003988

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Apr 9, 2018
Property Address	315 W FOREST AVE, WHEATON, IL 60187-3557
Document Number	0000030460
Map Reference	DOC106046
Instrument Date	Oct 30, 2017
Instrument	R2018-030460
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 W FOREST AVE, WHEATON, IL 60187-3557

Mortgage

Document Number	0000030414
Date	Apr 9, 2018
Instrument	R2018-030414

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,647.00 (+8.87%)	$332,366 (+24.67%) Land $52,706 Building $279,660	$997,098 (+24.67%) Land $158,118 Building $838,980
2022	$18,046.00 Homeowner's exemption	$266,590 Land $42,280 Building $224,310	$799,770 Land $126,840 Building $672,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	8 of 14
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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