120 Virginia St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 120 Virginia St, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1945
Square Footage	1,498 sqft Living Area
Lot Size	6,383 sqft (0.146 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2022)
Tax Bill	$3,799.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`041200 94.081-3-28`
Alternative APNs	`120009408100030280000000` `063640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,498 sqft Living Area
1st Floor	1,082 sqft 1st Floor
Basement Area	416 sqft Basement
Finished Basement	416 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	6,383 sqft (0.146 acres)
Depth X Width	111 ft x 57.5 ft Depth x Width
Porch Area	60 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	063640
Street Address	120 VIRGINIA ST
City	OLEAN
State	NY
Zip	14760-3959
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	28.000
Jurisdiction	CATTARAUGUS NY
Minor Civil Division	OLEAN
Census Blockgroup	6
Census Block	6009
Census Tract	961800

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.081-3-28

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 VIRGINIA ST, OLEAN, NY 14760-3959
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Mar 02, 2022
Property Address	120 VIRGINIA ST, OLEAN, NY 14760-3959
Document Number	0000012665
Instrument Date	Jan 21, 2022
Instrument	202212665
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 VIRGINIA ST, OLEAN, NY 14760-3959

Mortgage

Document Number	0000012666
Date	Mar 02, 2022
Instrument	202212666

Lender

Name	USDA
Type	Government Agency

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	397 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,799.00 (+1.66%)	$99,000 (-) Land $13,800 Building $85,200	$139,437 (+4.23%) Land $19,437 Building $120,000
2024	$3,737.00	$99,000 (-) Land $13,800 Building $85,200	$133,784 (+5.41%) Land $18,649 Building $115,135
2023		$99,000 Land $13,800 Building $85,200	$126,923 Land $17,692 Building $109,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.