118 Virginia St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 118 Virginia St, Olean, NY 14760 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1930
Square Footage1,762 sqft Living Area
Lot Size6,544 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$161,000 (2024)
Tax Bill$4,221.00 (2025)

Property Details

APN / Parcel Number

Primary APN041200 94.081-3-27
Alternative APNs
  • 120009408100030270000000
  • 063635

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,762 sqft Living Area
1st Floor1,114 sqft 1st Floor
2nd Floor648 sqft 2nd Floor
Basement Area648 sqft Basement
Finished Basement648 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleSplit Level Style
Exterior MaterialWood Exterior
Lot Area6,544 sqft (0.15 acres)
Depth X Width114 ft x 57.4 ft Depth x Width
Shed1 Shed
Porch Area204 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number063635
Street Address118 VIRGINIA ST
CityOLEAN
StateNY
Zip14760-3959
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number27.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionOLEAN
Census Blockgroup6
Census Block6009
Census Tract961800

Owner

Source: Cattaraugus County and Olean City records · APN 041200 94.081-3-27

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 VIRGINIA ST, OLEAN, NY 14760-3959
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2024Warranty Deed, Transfer · Stand Alone First Mortgage
HAMLIN BANK & TRUST COMPANY
Jul 07, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2024 · Amount on Record
Deed SaleJan 08, 2024 · Amount on Record
Prior SaleJul 07, 2022 · Amount on Record
Deed Doc Number2024655
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateJan 08, 2024
Property Address118 VIRGINIA ST, OLEAN, NY 14760-3959
Document Number0000000655
Instrument DateJan 05, 2024
Instrument202400655
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 WILLOW ST, OLEAN, NY 14760-1534

Mortgage

Document Number0000000656
DateJan 08, 2024
Instrument202400656
Lender
NameHAMLIN BANK & TRUST COMPANY
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0000000635
DateJan 08, 2024
Instrument202400635
Lender
NameROCKET MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateJul 07, 2022
Property Address118 VIRGINIA ST, OLEAN, NY 14760-3959
Document Number0000018745
Instrument DateJul 06, 2022
Instrument202218745
Transaction TypeTransfer
Record UpdatedAug 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 VIRGINIA ST, OLEAN, NY 14760-3959

Mortgage

Document Number0000018746
DateJul 07, 2022
Instrument202218746
Lender
NameROCKET MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
MunicipalityOlean City
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,221.00 (+1.66%)$110,000 (-) Land $14,000 Building $96,000$154,930 (+9.86%) Land $19,718 Building $135,212
2024$4,152.00
2023$110,000 Land $14,000 Building $96,000$141,026 Land $17,949 Building $123,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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