120 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 120 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,025 sqft · built 1930
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (May 2026)
Tax Bill	$5,960 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0037 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0037 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,025 sqft Living Area
Gross Area	3,759 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	120 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1283
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TNR
Legal Block	37
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 TOWNSEND ST, 1, PEPPERELL, MA 01463-1283
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Condominium Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 27, 2026	Condominium Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Dec 16, 2024	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	May 22, 2026 · Amount on Record
Deed Document Number	202661146
Deed Book / Page	85649 / 169
Record Updated	Oct 29, 2026

May 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	PEPPERELL MA
Recording Date	May 22, 2026
Property Address	120 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	085637-525
Book / Page	85637 / 525
Instrument Date	May 22, 2026
Instrument	202660008
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 22, 2026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	PEPPERELL MA
Recording Date	May 27, 2026
Property Address	120 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	085649-169
Book / Page	85649 / 169
Instrument Date	May 20, 2026
Instrument	202661146
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	8564000173,
Date	May 27, 2026
Book Page	85649/173

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PEPPERELL MA
Recording Date	Dec 16, 2024
Property Address	120 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	083586-239
Book / Page	83586 / 239
Instrument Date	Dec 10, 2024
Instrument	143352
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 TOWNSEND HILL RD, TOWNSEND, MA 01469-1157

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,960.00 (+0.64%)	$432,500 (+6.84%) Land $186,500 Building $246,000	$526,642
2025	$5,922.00 (+7.81%)	$404,800 (+5.75%) Land $172,400 Building $232,400
2024	$5,493.00 (+1.29%)	$382,800 (+6.87%) Land $158,300 Building $224,500
2023	$5,423.00	$358,200 Land $133,700 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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