116 Townsend St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 116 Townsend St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,963 sqft · built 1954
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2003)
Tax Bill	$7,826 (2026)
Deeds & Mortgages	Oct 2019 Refinance Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0033 B:0040 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0033 B:0040 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,963 sqft Living Area
Gross Area	5,766 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	116 TOWNSEND ST
City	PEPPERELL
State	MA
Zip	01463-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	40
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1020
Census Tract	327103

Owner

116 Townsend St is owned by an individual who acquired it in December 2018.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1483, PEPPERELL, MA 01463-3483
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Dec 19, 2018	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2003 · Amount on File
Deed Sale	Nov 12, 2003 · Amount on File
Deed Book / Page	1409 / 417
Last Transfer Date	Dec 14, 2018
Transfer Doc	72033-476
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	116 TOWNSEND ST, PEPPERELL, MA 01463-1283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73381-523
Date	Oct 1, 2019
Book Page	73381/523
Instrument	150179

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Dec 19, 2018
Property Address	116 TOWNSEND ST, PEPPERELL, MA 01463-1283
Document Number	72033-476
Book / Page	72033 / 476
Instrument Date	Dec 14, 2018
Instrument	193042
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 TOWNSEND ST, PEPPERELL, MA 01463-1283

Mortgage

Document Number	72033-479
Date	Dec 19, 2018
Book Page	72033/479
Instrument	193043

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 116 Townsend St was $7,826, up 2.5% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,826.00 (+2.54%)	$567,900 (+8.86%) Land $181,300 Building $386,600	$571,710 (-)
2025	$7,632.00 (+4.69%)	$521,700 (+2.7%) Land $167,600 Building $354,100	$571,710 (-11.36%)
2024	$7,290.00 (+1.52%)	$508,000 (+7.11%) Land $153,900 Building $354,100	$644,955
2023	$7,181.00	$474,300 Land $130,000 Building $344,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Townsend St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1985–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Townsend St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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