120 Summitridge, Madison, AL 35757 Property Records

Madison County property record for 120 Summitridge, Madison, AL 35757

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,530 sqft · built 1989
Lot Size0.421 acres (18,382 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jun 2021)
Tax Bill$1,497 (2023)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-02-03-0-001-086.000

Property Details

APN / Parcel Number

Primary APN15-02-03-0-001-086.000
Alternative APN
  • 571091

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,530 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialOther
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,382 sqft (0.421 acres)
Lot Dimensions175 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number571091
Street Address120 SUMMITRIDGE
CityMADISON
StateAL
Zip35757-8601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 3 SUMMIT RIDGE S/D PB 17 PG 90
Legal Range02W
Legal Township03S
Legal Section03
Legal SubdivisionSUMMIT RIDGE S/D
Legal Block3
Legal Lot Number4
JurisdictionMADISON AL
Township / Civil DivisionHUNTSVILLE
Census Block Group4
Census Block4004
Census Tract10504

Owner

120 Summitridge is owned and occupied by an individual who bought it in June 2021.

Source: Madison County records, as of November 14, 2025

Owner of RecordIndividual Name on File
Mailing Address120 SUMMITRIDGE, MADISON, AL 35757-8601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2021 · Amount on File
Deed SaleJun 9, 2021 · Amount on File
Prior SaleSep 8, 2006 · Amount on File
Deed Document Number2021-00047251
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateJun 9, 2021
Property Address120 SUMMITRIDGE, MADISON, AL 35757-8601
Document Number0000047251
Map ReferenceMB 17 PG 90
Instrument DateMay 26, 2021
Instrument2021-00047251
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 750, POWHATAN, VA 23139-0750

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SUMMITRIDGE, MADISON, AL 35757-8601

Mortgage

Document Number0000047252
DateJun 9, 2021
Instrument2021-00047252
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$22,680 Land $5,500 Building $17,180$226,800 Land $55,000 Building $171,800
2023$1,497.00 (+34.26%)$41,920 (+35.93%) Land $11,000 Building $30,920$209,600 (+35.93%) Land $55,000 Building $154,600
2022$1,115.00 Homeowner's exemption$30,840 Land $3,340 Building $27,500$154,200 Land $16,700 Building $137,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Summitridge in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Summitridge is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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