Madison County property record for 116 Summitridge, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,148 sqft · built 1990 |
| Lot Size | 0.671 acres (29,229 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $927 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-03-0-001-088.000 |
| Primary APN | 15-02-03-0-001-088.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Mixed |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,229 sqft (0.671 acres) |
| Lot Dimensions | 176 ft deep x 166 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 342412 |
|---|---|
| Street Address | 116 SUMMITRIDGE |
| City | MADISON |
| State | AL |
| Zip | 35757-8601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 3 SUMMIT RIDGE S/D PB 17 PG 90 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 03 |
| Legal Subdivision | SUMMIT RIDGE S/D |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10504 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 116 SUMMITRIDGE, J, MADISON, AL 35757-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2010 |
| Deed Sale | May 26, 2010 |
| Prior Sale | Mar 6, 2006 · Amount on Record |
| Deed Document Number | 2010278430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 116 SUMMITRIDGE, MADISON, AL 35757-8601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202100005316 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-00005316 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 116 SUMMITRIDGE, MADISON, AL 35757-8601 |
| Document Number | 0000023143 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 116 SUMMITRIDGE MADISON AL 357578601, MADISON, AL 35757-8601 |
| Document Number | 0000023143 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 23143 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 17, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 116 SUMMITRIDGE, MADISON, AL 35757-8601 |
| Document Number | 0000011064 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000011064 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 11064 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $927.00 (+1.42%) | ||
| 2025 | $914.00 (+10.25%) Homeowner's exemption | $26,820 (+9.47%) Land $5,500 Building $21,320 | $268,100 (+9.43%) Land $55,000 Building $213,100 |
| 2023 | $829.00 (+29.73%) Homeowner's exemption | $24,500 (+28.81%) Land $5,500 Building $19,000 | $245,000 (+28.88%) Land $55,000 Building $190,000 |
| 2022 | $639.00 Homeowner's exemption | $19,020 Land $2,120 Building $16,900 | $190,100 Land $21,100 Building $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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