120 Summit Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 120 Summit Dr, Covington, KY 41015 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 1906
Lot Size	0.719 acres (31,324 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2021)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-33-01-003.02`

Property Details

APN / Parcel Number

Primary APN	`056-33-01-003.02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,613 sqft Finished Area

Exterior

Year Built	Built 1906
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	31,324 sqft (0.719 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0563301003.02
Street Address	120 SUMMIT DR
City	COVINGTON
State	KY
Zip	41015-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DINMORE PARK PT LOT 92 & ADJ ACREAGE 0.7191 AC EAST END OF SUMMIT DR
Legal Subdivision	DINMORE PARK-LATONIA
Legal Lot Number	92
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61200

Owner

Source: Kenton County records · APN 056-33-01-003.02

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	120 SUMMIT DR, COVINGTON, KY 41015-1534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2026	Intrafamily Transfer, Transfer
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	0005900138
Deed Book / Page	123 / 429
Last Transfer Date	Jan 09, 2026
Transfer Doc	0000000346
Record Updated	Jun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jan 09, 2026
Property Address	120 SUMMIT DR, COVINGTON, KY 41015-1534
Document Number	0000000346
Book / Page	KC 384 / 64
Instrument Date	Dec 30, 2025
Instrument	26059000000346
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SUMMIT DR, COVINGTON, KY 41015-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 SUMMIT DR, COVINGTON, KY 41015-1534

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 13, 2021
Property Address	120 SUMMIT DR, COVINGTON, KY 41015-1534
Document Number	0005900138
Book / Page	123 / 429
Instrument Date	Oct 05, 2021
Instrument	21101305900138
Transaction Type	Transfer
Record Updated	Jan 05, 2024
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2207 OAKLAND AVE, COVINGTON, KY 41014-1549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SUMMIT DR, COVINGTON, KY 41015-1534

Mortgage

Document Number	0005900139
Date	Oct 13, 2021
Book Page	284/342
Instrument	21101305900139

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00 (-0.54%)	$250,000 (-) Land $10,000 Building $240,000	$250,000 (-) Land $10,000 Building $240,000
2023	$3,330.00	$250,000 Land $10,000 Building $240,000	$250,000 Land $10,000 Building $240,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1993–2025)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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