111 Summit Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 111 Summit Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1919
Square Footage	1,436 sqft Finished Area
Lot Size	6,075 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$91,000 (2020)
Tax Bill	$1,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`056-31-23-003.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,436 sqft Finished Area
Gross Area	2,093 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1919
Exterior Material	Stucco Exterior
Foundation Type	Block Foundation
Roof Material	Composition Shingle Roof
Lot Area	6,075 sqft (0.139 acres)
Depth X Width	135 ft x 45 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	0563123003.00
Street Address	111 SUMMIT DR
City	COVINGTON
State	KY
Zip	41015-1533
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DINMORE PARK E 15' LOT 74 & W 30' 73 45'X 135' SS SUMMIT AVE
Legal Subdivision	DINMORE PARK-LATONIA
Legal Lot Number	73,74
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1001
Census Tract	61200

Owner

Source: Kenton County records · APN 056-31-23-003.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	111 SUMMIT DR, COVINGTON, KY 41015-1533
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC
May 11, 2020	Dual Purpose Document, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) UNION HM MTG CORP
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Deed Doc Number	0000020772
Deed Book / Page	20 / 772
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	111 SUMMIT DR, COVINGTON, KY 41015-1533
Transaction Type	Mortgage
Record Updated	Jan 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SUMMIT DR, COVINGTON, KY 41015-1533

Mortgage

Document Number	0005900133
Date	Dec 10, 2025
Book Page	KCM 715/707
Instrument	25121005900133

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Dual Purpose Document, Transfer

Document Type	Dual Purpose Document
Jurisdiction	KENTON KY
Recording Date	May 11, 2020
Property Address	111 SUMMIT DR, COVINGTON, KY 41015-1533
Document Number	0000000249
Book / Page	000020 / 000772
Instrument Date	Apr 27, 2020
Instrument	249
Transaction Type	Transfer
Record Updated	Jul 06, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$91.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SUMMIT DR COVINGTON KY 410151533, COVINGTON, KY 41015-1533

Mortgage

Document Number	0000000249
Date	May 11, 2020
Book Page	000042/000790
Instrument	249

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	111 SUMMIT DR, COVINGTON, KY 41015-1533
Document Number	0000000373
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SUMMIT DR COVINGTON KY 410151533, COVINGTON, KY 41015-1533

Mortgage

Document Number	0000000373
Date	Aug 26, 2020
Book Page	000M88/000570
Instrument	373

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 W PIKE ST, COVINGTON, KY 41011-2711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 25, 2025

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,788.00 (-0.56%)	$135,000 (-) Land $10,000 Building $125,000	$135,000 (-) Land $10,000 Building $125,000
2023	$1,798.00	$135,000 Land $10,000 Building $125,000	$135,000 Land $10,000 Building $125,000

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