120 Second St, Secretary, MD 21664 Property Records

Dorchester County property record for 120 Second St, Secretary, MD 21664

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 2024
Lot Size	0.212 acres (9,220 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (May 2024)
Tax Bill	$5,164 (2026)
Deeds & Mortgages	Jul 2023 Sale Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-019671`

Property Details

APN / Parcel Number

Primary APN	`02-019671`
Alternative APNs	`2019671` `019671`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Total Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,220 sqft (0.212 acres)
View / Lot	Waterfront
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	019671
Street Address	120 SECOND ST
City	SECRETARY
State	MD
Zip	21664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 9,220 SQ. FT. 120 SECOND STREET SECRETARY
Jurisdiction	DORCHESTER MD
Township / Civil Division	2, EAST NEW MARKET
Census Block Group	3
Census Block	3024
Census Tract	970300

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 SECOND ST, SECRETARY, MD 21664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK
Apr 5, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Book / Page	1880 / 222
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0017320192
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 26, 2023
Property Address	120 SECOND ST, SECRETARY, MD 21664
Document Number	0018240187
Book / Page	1824 / 187
Map Reference	LB JFD 198 FO 557
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SECOND ST, SECRETARY, MD 21664

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	DORCHESTER MD
Recording Date	Apr 5, 2022
Property Address	120 SECOND ST, SECRETARY, MD 21664
Document Number	0017320192
Book / Page	1732 / 192
Map Reference	LB JFD19 FO 557
Instrument Date	Feb 14, 2022
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SECOND ST, SECRETARY, MD 21664-3028

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Secretary Town
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,164.00 (+3.9%) Homeowner's exemption	$388,367 (+6.6%)	$412,400 (-) Land $96,500 Building $315,900
2025	$4,970.00 (+303.41%) Homeowner's exemption	$364,333 (+310.28%)	$412,400 (+322.97%) Land $96,500 Building $315,900
2023	$1,232.00 (+38.43%)	$88,800 (+10.86%)	$97,500 (-) Land $86,500 Building $11,000
2022	$890.00	$80,100	$97,500 Land $86,500 Building $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 units insured incl. 10 condo units
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SECRETARY serves 535 people · EPA ID MD0090007
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
Bay Country Communications Cable	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Second St

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