110 Second St, Secretary, MD 21664 Property Records

Dorchester County property record for 110 Second St, Secretary, MD 21664

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1920
Lot Size	0.262 acres (11,434 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Jul 2025)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-026805`

Property Details

APN / Parcel Number

Primary APN	`02-026805`
Alternative APNs	`2026805` `026805`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,376 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,434 sqft (0.262 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	268 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026805
Street Address	110 SECOND ST
City	SECRETARY
State	MD
Zip	21664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11,434 SQ. FT. 110 SECOND STREET SECRETARY
Jurisdiction	DORCHESTER MD
Township / Civil Division	2, EAST NEW MARKET
Census Block Group	3
Census Block	3024
Census Tract	970300

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	919 CAMARO RUN DR, WEST CHESTER, PA 19380-4281
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARDENT TITLE
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 16, 2020	Grant Deed, Transfer · Conventional Mortgage WAYNE W & CHERYL L BROWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Book / Page	1955 / 80
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	May 8, 2026
Property Address	110 SECOND ST, SECRETARY, MD 21664
Document Number	2013000118
Book / Page	2013 / 118
Instrument Date	May 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ARDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 S GLENSIDE RD, WEST CHESTER, PA 19380-1540

Mortgage

Document Number	2013000118,
Date	May 8, 2026
Book Page	2013/118

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	110 SECOND ST, SECRETARY, MD 21664
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016640418
Date	Jul 9, 2021
Book Page	1664/418

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 16, 2020
Property Address	110 SECOND ST, SECRETARY, MD 21664
Document Number	0015670139
Book / Page	001567 / 000139
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	CAMBRIDGE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 10 SECRETARY MD 216640010, SECRETARY, MD 21664-0010

Mortgage

Document Number	15670144
Date	Mar 16, 2020
Book Page	001567/000144

Lender

Name	WAYNE W & CHERYL L BROWN
Address	3220 OCEAN GTWY, CAMBRIDGE, MD 21613-3409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Secretary Town
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (+56.42%)	$305,433 (+25.04%)	$366,600 (-) Land $146,700 Building $219,900
2025	$2,680.00 (+11.81%) Homeowner's exemption	$244,267 (+41.36%)	$366,600 (+100.22%) Land $146,700 Building $219,900
2023	$2,397.00	$172,800	$183,100 Land $121,700 Building $61,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 units insured incl. 10 condo units
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SECRETARY serves 535 people · EPA ID MD0090007
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Bay Country Communications Cable	100 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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