Clay County property record for 120 S Locust St, Flora, IL 62839 · Last verified July 2026
| Property Type | Vacant Land > Commercial |
|---|---|
| Lot Size | 4,767 sqft (0.109 acres) |
| Last Sale | $250,000 (2024) |
| Tax Bill | $223.00 (2024) |
Source: Clay County records · APN 10-25-324-007
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 602 E NORTH AVE, FLORA, IL 62839-2536 |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on Record |
| Deed Sale | Mar 18, 2024 · Amount on Record |
| Deed Doc Number | 2024209115 |
| Prior Transfer Date | Mar 01, 2024 |
| Prior Transfer Doc | 0000209115 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Mar 18, 2024 |
| Property Address | 120 S LOCUST ST, FLORA, IL 62839 |
| Document Number | 0000209115 |
| Map Reference | REC 04 PG 307 |
| Instrument Date | Mar 01, 2024 |
| Instrument | 209115 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2024 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 602 E NORTH AVE, FLORA, IL 62839-2536 |
| Document Number | 0000209116 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 209116 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,748 (+12.16%) Land $2,748 | $8,244 (+12.16%) Land $8,244 | |
| 2024 | $223.00 (-4.29%) | ||
| 2022 | $233.00 (+7.37%) | $2,450 Land $2,450 | $7,350 Land $7,350 |
| 2021 | $217.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 10-25-324-007 |
|---|
| Lot Area | 4,767 sqft (0.109 acres) |
|---|
| Street Address | 120 S LOCUST ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839 |
| Property Usage | Commercial Property Usage |
| Type | Vacant Land > Commercial |
| Legal Description | ORIGINAL TOWN BLOCK 26 ALL LOT 1 & E 10' LOT 2 PLUS 15' VACATED ST |
| Legal Block | 26 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 2 |
| Census Block | 2040 |
| Census Tract | 972100 |
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