Clay County property record for 402 S Locust St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2.5 ba · 2,664 sqft · built 2008 |
| Lot Size | 0.129 acres (5,618 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,477 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-339-001 |
| Primary APN | 10-25-339-001 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 5,618 sqft (0.129 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,280 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 402 S LOCUST ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2119 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | ORIGINAL TOWN E FR PT BLOCK C & 10' VACATED STREET |
| Legal Block | C |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 972100 |
402 S Locust St, a residential property, is owned by an individual.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 823 NE 80TH ST, SEATTLE, WA 98115-4209 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 402 S Locust St was $6,477, up 4.9% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,477.00 (+4.87%) | $84,601 Land $1,980 Building $82,621 | $253,803 Land $5,940 Building $247,863 |
| 2024 | $6,176.00 | ||
| 2022 | $6,104.00 (+9.31%) | $64,104 Land $1,501 Building $62,603 | $192,312 Land $4,503 Building $187,809 |
| 2021 | $5,584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 S Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 402 S Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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