120 S 3rd St, El Cajon, CA 92019 Property Records

San Diego County property record for 120 S 3rd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,674 sqft · built 1991
Lot Size	0.81 acres (3,528 sqft)
Owner	Company Name on File
Last Sale	$359,000 (Sep 2003)
Tax Bill	$6,023 (2025)
Deeds & Mortgages	Oct 2020 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`511-520-32-00`

Property Details

APN / Parcel Number

Primary APN	`511-520-32-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	3,528 sqft (0.81 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	120 S 3RD ST
City	EL CAJON
State	CA
Zip	92019-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 5 TR 012672
Legal Subdivision	GRANITE HILLS
Legal Tract	012672
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15601

Owner

120 S 3rd St is owned by a company that bought it in September 2003.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	120 S 3RD ST, EL CAJON, CA 92019-2081
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Quit Claim Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2003 · Amount on File
Deed Sale	Sep 3, 2003 · Amount on File
Prior Sale	Aug 17, 2001 · Amount on File
Deed Document Number	20031075250
Prior Transfer Date	Apr 4, 1994
Prior Transfer Doc	0000324399
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2020
Property Address	120 S 3RD ST, EL CAJON, CA 92019-2081
Document Number	0000597189
Instrument Date	Sep 14, 2020
Instrument	597189
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	120 S 3RD ST EL CAJON CA 920192081, EL CAJON, CA 92019-2081

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2020
Property Address	120 S 3RD ST, EL CAJON, CA 92019-2081
Document Number	0000586999
Map Reference	MAP 12672
Instrument Date	Sep 14, 2020
Instrument	2020-0586999
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 S 3RD ST, EL CAJON, CA 92019-2081

Mortgage

Document Number	0000587000
Date	Sep 30, 2020
Instrument	2020-0587000

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 120 S 3rd St was $6,023.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,620 (+2%) Land $217,529 Building $303,091
2025	$6,023.00	$510,413 Land $213,264 Building $297,149
2023	$5,904.00 (+3.07%)	$490,595 Land $204,984 Building $285,611
2022	$5,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 120 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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